Weddings

Some say you need to spend three months’ worth of salary on the rock. I have friends who make $100,000 a year. Do they really need to spend $20,000 to $25,000 on an engagement ring? Will the significant other really say no if they see jewelry that’s not extravagant enough? As with most things finance, […]

Managing debt is part of modern life, but not all debt is created equal. Certain expenses offer lasting value, while others drain your finances without providing meaningful long-term benefit. Some milestones feel important enough to justify borrowing, yet relying on credit for the wrong events can lead to years of unnecessary financial strain. By recognizing […]