Mortgage

Average closing costs of a mortgage are anywhere from 2-to-6% of the total loan amount. A no-closing-cost mortgage refinance rolls those costs into the overall mortgage amount, or trades them for higher interest rates. No-closing-cost refinances almost always cost you more money in the long run, but can be a good short-term solution when money […]

About every three months, our mortgage lender sends us a letter. It’s to encourage us to pay our mortgage bi-weekly, instead of monthly. The pitch is simple. We would send off half of our normal mortgage payment every other week. That would make 26 annual payments, instead of 24 (12 months x 2). So we […]

Owning a house is an accomplishment that takes quite a while to achieve. Luckily, there are plenty of ways you can make that dream come true, especially nowadays. Purchasing a house with an FHA loan is one of them. You may have previously heard about FHA loans. However, did you know you can use this […]

If you’re tired of renting, but don’t have great credit, don’t give up hope! Yes, it is actually possible to obtain a home loan with poor credit. Lenders know that not everyone has perfect finances. Life happens! Having a low credit score shouldn’t keep you from owning your dream home. Rest assured, there are options […]

Are you facing white collar crime allegations? The right legal defense can make all the difference in your case. White collar criminal charges can be complex, and navigating the legal system requires expertise. In this article, we’ll explore the role of a white collar criminal defense attorney, and we’ll provide you with valuable tips on […]

The educational landscape is undergoing a profound transformation, thanks to the rapid rise of e-learning platforms. In an age where access to knowledge knows no boundaries, these platforms have become the cornerstone of modern education. Let’s take a closer look at e-learning platforms, including their benefits, the differences between cloud-based and web-based platforms, and what […]

Are you concerned about protecting your personal information in this digital age? Privacy breaches and violations are becoming more common, and it’s crucial to have someone in your corner who can safeguard your rights. Don’t wait until it’s too late—start a search today to find the most affordable privacy lawyer near you. What Is a […]

Traffic violations can be a major headache, but there’s a solution right around the corner – a traffic lawyer. Whether you’ve received a speeding ticket, a citation for running a red light, or face more serious charges, a traffic lawyer can be your ally in navigating the complexities of traffic law. We’ll explore what traffic […]

Are you intrigued by the world of electrical engineering and wondering how to embark on this electrifying journey? Whether you’re interested in pursuing an electrical and computer engineering online degree, a Bachelor of Electrical and Computer Engineering, or exploring online options for a Master’s in Electrical and Computer Engineering, this article will guide you through […]

In today’s rapidly evolving business landscape, one term has gained significant prominence – digital transformation. It’s not just a buzzword; it’s a fundamental shift that organizations are undertaking to stay competitive and relevant in the digital age. This article will break down the concept of digital transformation, its importance, benefits, tools, and why consulting services […]

About every three months, our mortgage lender sends us a letter. It’s to encourage us to pay our mortgage bi-weekly, instead of monthly. The pitch is simple. We would send off half of our normal mortgage payment every other week. That would make 26 annual payments, instead of 24 (12 months x 2). So we […]

Buying a house can be complicated — especially if you’ve never done it before. You have to figure in a ton of different numbers. There’s the down payment, the mortgage term, the interest rate, the property taxes, and house insurance. And then there’s also potentially land transfer taxes, legal fees, appraisal fees, or inspection fees. […]

These days, getting creative with your money puts you ahead of the game. One way you can consolidate debt is refinancing your home to pay off your student loan debt. That said, refinancing your home may not be the smartest option for everyone. To help guide you towards that decision, we’ve put together the following […]

Buying your first home can be a daunting task. It’s not only a major life milestone but a financial one too. Making matters worse, soaring prices and stagnant wages have made it more difficult for millennials to enter the real estate market. Much harder than it was for their parents’ generation, at least. However, that […]