Mortgage

Average closing costs of a mortgage are anywhere from 2-to-6% of the total loan amount. A no-closing-cost mortgage refinance rolls those costs into the overall mortgage amount, or trades them for higher interest rates. No-closing-cost refinances almost always cost you more money in the long run, but can be a good short-term solution when money […]

About every three months, our mortgage lender sends us a letter. It’s to encourage us to pay our mortgage bi-weekly, instead of monthly. The pitch is simple. We would send off half of our normal mortgage payment every other week. That would make 26 annual payments, instead of 24 (12 months x 2). So we […]

Owning a house is an accomplishment that takes quite a while to achieve. Luckily, there are plenty of ways you can make that dream come true, especially nowadays. Purchasing a house with an FHA loan is one of them. You may have previously heard about FHA loans. However, did you know you can use this […]

If you’re tired of renting, but don’t have great credit, don’t give up hope! Yes, it is actually possible to obtain a home loan with poor credit. Lenders know that not everyone has perfect finances. Life happens! Having a low credit score shouldn’t keep you from owning your dream home. Rest assured, there are options […]

While Gen Z faces significant financial hurdles, such as rising living costs and student debt, they are finding creative ways to manage their money. Unlike earlier generations, many Gen Zers are approaching finances cautiously. Here’s how Gen Z is managing to save money. Turning to Digital Tools for Budgeting One way Gen Z is managing […]

As temperatures drop, heating systems work harder, leading to higher utility bills. But with energy-efficient tips and a few smart upgrades, you can lower costs while staying warm this winter. Here’s how to save money on utilities through mindful energy usage and practical home improvements. 1. Seal Drafts and Insulate A lot of heat is […]

Whether you just saw your neighbor close on a lucrative deal or you’re just looking to downsize, it’s normal to be curious about the true value of your home. Fortunately, with an online search, you can find the estimated value of your home easily, and instantly. What Is The Estimated Value Of My Home? Do […]

Discovering your car’s true value is now easier than ever. With instant valuation tools, you can quickly and accurately determine what your vehicle is worth. This helps you make informed decisions when selling or trading in your car, ensuring you get the best deal possible. Why Is My Car Worth What It’s Worth? The value […]

The 2024 Hyundai Palisade is an ideal choice for seniors, offering comfort, advanced safety features, and easy-to-use technology. With spacious interiors and a smooth ride, it ensures a pleasant driving experience, making every journey enjoyable and stress-free. What Sets the Hyundai Palisade Apart? The Hyundai Palisade stands out in the competitive SUV market due to […]

Investing in real estate can be a lucrative opportunity, especially when you consider bank-owned properties. These homes, repossessed by banks after foreclosures, often sell below market value, offering a great entry point for investors. Discover Bank Owned Properties Bank-owned properties, also known as real estate owned (REO) properties, present a unique opportunity for investors and […]

About every three months, our mortgage lender sends us a letter. It’s to encourage us to pay our mortgage bi-weekly, instead of monthly. The pitch is simple. We would send off half of our normal mortgage payment every other week. That would make 26 annual payments, instead of 24 (12 months x 2). So we […]

Buying a house can be complicated — especially if you’ve never done it before. You have to figure in a ton of different numbers. There’s the down payment, the mortgage term, the interest rate, the property taxes, and house insurance. And then there’s also potentially land transfer taxes, legal fees, appraisal fees, or inspection fees. […]

These days, getting creative with your money puts you ahead of the game. One way you can consolidate debt is refinancing your home to pay off your student loan debt. That said, refinancing your home may not be the smartest option for everyone. To help guide you towards that decision, we’ve put together the following […]

Buying your first home can be a daunting task. It’s not only a major life milestone but a financial one too. Making matters worse, soaring prices and stagnant wages have made it more difficult for millennials to enter the real estate market. Much harder than it was for their parents’ generation, at least. However, that […]