Whether you’re looking to pre-qualify for your first mortgage, secure a second mortgage or refinance an existing loan - WG has all of your mortgage needs covered! Here we’ll provide you with the info you need to maximize the wealth-building power of your home.
Mortgage
About every three months, our mortgage lender sends us a letter. It’s to encourage us to pay our mortgage bi-weekly, instead of monthly. The pitch is simple. We would send off half of our normal mortgage payment every other week. That would make 26 annual payments, instead of 24 (12 months x 2). So we […]
5 minute read
Home Ownership
Owning a house is an accomplishment that takes quite a while to achieve. Luckily, there are plenty of ways you can make that dream come true, especially nowadays. Purchasing a house with an FHA loan is one of them. You may have previously heard about FHA loans. However, did you know you can use this […]
6 minute read
Mortgage
If you’re tired of renting, but don’t have great credit, don’t give up hope! Yes, it is actually possible to obtain a home loan with poor credit. Lenders know that not everyone has perfect finances. Life happens! Having a low credit score shouldn’t keep you from owning your dream home. Rest assured, there are options […]
5 minute read
Mortgage
When you’re ready to buy a house, a mortgage pre-approval is a smart step to take. Whether it’s your very first house or just your next one, mortgage pre-approval will ease your stress and save you a bunch of time. After going through the pre-approval process, you’ll have a much clearer idea about your overall […]
8 minute read
Financial Advice
In many parts of America, the cost of living has skyrocketed out of control. The resulting increase in costs for things like rent, groceries, utilities, healthcare, and transportation has seen thousands of Americans pack up and move to greener (or at least cheaper) pastures. There are still plenty of cities in the good ol’ U.S. […]
9 minute read
Money
The ultra-rich have lifestyles most of us can’t imagine. From buying smaller yachts for their superyachts to funding a private space race, the idea of having that much money is downright alien to the rest of us. Love them or hate them, America clearly has a fascination with billionaires. There’s just something so darn interesting […]
7 minute read
Financial Advice
Qualifying military members can set up a Survivor’s Benefit Plan (SBP) upon retirement. The SBP, along with standard Social Security, can be used by a widow to stay financially afloat. Both the deceased veteran and the surviving spouse must meet certain conditions to qualify for a SPB. The payment amount depends on a number of […]
6 minute read
Financial Advice
How much money do you really need to live well in retirement? While $1 million tends to be the conventional number thrown around by financial planners, the reality is that many of the warmest and most beautiful places in the world are also some of the most affordable areas to live. People willing to move […]
6 minute read
Insurance
Losing a job is never easy. This is especially true if it caught you by surprise or you received little (or no) severance pay from your former employer. Thankfully, unemployment insurance is designed to help alleviate your immediate financial concerns while you look for another job. The pandemic has caused a massive amount of economic […]
5 minute read
Taxes
Common-law marriage has been practiced in the United States since the 1870s. The rules are still applied to any unmarried couples living together that meet certain conditions. If you’re thinking of moving in with your partner, that’s great. However, there are definitely some things you need to be aware of before you start pooling assets […]
5 minute read
Mortgage
About every three months, our mortgage lender sends us a letter. It’s to encourage us to pay our mortgage bi-weekly, instead of monthly. The pitch is simple. We would send off half of our normal mortgage payment every other week. That would make 26 annual payments, instead of 24 (12 months x 2). So we […]
5 minute read
Mortgage
Buying a house can be complicated — especially if you’ve never done it before. You have to figure in a ton of different numbers. There’s the down payment, the mortgage term, the interest rate, the property taxes, and house insurance. And then there’s also potentially land transfer taxes, legal fees, appraisal fees, or inspection fees. […]
5 minute read
Mortgage
These days, getting creative with your money puts you ahead of the game. One way you can consolidate debt is refinancing your home to pay off your student loan debt. That said, refinancing your home may not be the smartest option for everyone. To help guide you towards that decision, we’ve put together the following […]
5 minute read
Home Ownership
Buying your first home can be a daunting task. It’s not only a major life milestone but a financial one too. Making matters worse, soaring prices and stagnant wages have made it more difficult for millennials to enter the real estate market. Much harder than it was for their parents’ generation, at least. However, that […]
7 minute read