Mortgage

Average closing costs of a mortgage are anywhere from 2-to-6% of the total loan amount. A no-closing-cost mortgage refinance rolls those costs into the overall mortgage amount, or trades them for higher interest rates. No-closing-cost refinances almost always cost you more money in the long run, but can be a good short-term solution when money […]

About every three months, our mortgage lender sends us a letter. It’s to encourage us to pay our mortgage bi-weekly, instead of monthly. The pitch is simple. We would send off half of our normal mortgage payment every other week. That would make 26 annual payments, instead of 24 (12 months x 2). So we […]

Owning a house is an accomplishment that takes quite a while to achieve. Luckily, there are plenty of ways you can make that dream come true, especially nowadays. Purchasing a house with an FHA loan is one of them. You may have previously heard about FHA loans. However, did you know you can use this […]

If you’re tired of renting, but don’t have great credit, don’t give up hope! Yes, it is actually possible to obtain a home loan with poor credit. Lenders know that not everyone has perfect finances. Life happens! Having a low credit score shouldn’t keep you from owning your dream home. Rest assured, there are options […]

Have you considered a career in criminal justice? This field offers professionals a chance to make a significant impact on society and covers a wide range of career paths, making it attractive to a diverse audience. By choosing the right educational program, you can complete your criminal justice studies in a timely and cost-effective manner. […]

Are you in the market for a new SUV, but struggling with the ever-increasing prices? Fear not, we’ve got you covered! Today, we’ll bring you up to speed by exploring the top SUVs you can lease right now for $200 or less. Yes, you read that right – you can bring home a brand new […]

Stepping into the job market after graduating can be challenging. However, the respect and rarity of a doctorate can differentiate you from the competition. Advancing your education can unlock unique career opportunities. And for those passionate about public health, numerous institutions offer fully funded PhD programs. Not every educational establishment covers tuition and additional costs. […]

Renting a dumpster can be a discouraging task, especially when it comes to understanding the associated costs. Dumpster rental prices fluctuate due to factors like size, location, rental duration, debris type, and local disposal fees. Whether you’re undertaking a home renovation project, organizing a commercial construction site, or simply decluttering your space, selecting the right […]

Looking for a powerful and reliable pickup truck that can handle any task? The Dodge Ram is a popular choice among truck enthusiasts, and now is a great time to consider purchasing one. With many dealerships offering clearance sales on Dodge Ram 1500s, you can get the vehicle you need at a price that fits […]

Cybersecurity has become an essential aspect of modern-day business operations, and it is crucial to protect sensitive data from cyberattacks. Companies can no longer rely on traditional methods to prevent cyberattacks; instead, they need a comprehensive cybersecurity risk management plan. To achieve this, businesses need effective cybersecurity risk management software that provides real-time monitoring, alerts, […]

About every three months, our mortgage lender sends us a letter. It’s to encourage us to pay our mortgage bi-weekly, instead of monthly. The pitch is simple. We would send off half of our normal mortgage payment every other week. That would make 26 annual payments, instead of 24 (12 months x 2). So we […]

Buying a house can be complicated — especially if you’ve never done it before. You have to figure in a ton of different numbers. There’s the down payment, the mortgage term, the interest rate, the property taxes, and house insurance. And then there’s also potentially land transfer taxes, legal fees, appraisal fees, or inspection fees. […]

These days, getting creative with your money puts you ahead of the game. One way you can consolidate debt is refinancing your home to pay off your student loan debt. That said, refinancing your home may not be the smartest option for everyone. To help guide you towards that decision, we’ve put together the following […]

Buying your first home can be a daunting task. It’s not only a major life milestone but a financial one too. Making matters worse, soaring prices and stagnant wages have made it more difficult for millennials to enter the real estate market. Much harder than it was for their parents’ generation, at least. However, that […]