Mortgage

About every three months, our mortgage lender sends us a letter. It’s to encourage us to pay our mortgage bi-weekly, instead of monthly. The pitch is simple. We would send off half of our normal mortgage payment every other week. That would make 26 annual payments, instead of 24 (12 months x 2). So we […]

Owning a house is an accomplishment that takes quite a while to achieve. Luckily, there are plenty of ways you can make that dream come true, especially nowadays. Purchasing a house with an FHA loan is one of them. You may have previously heard about FHA loans. However, did you know you can use this […]

If you’re tired of renting, but don’t have great credit, don’t give up hope! Yes, it is actually possible to obtain a home loan with poor credit. Lenders know that not everyone has perfect finances. Life happens! Having a low credit score shouldn’t keep you from owning your dream home. Rest assured, there are options […]

When you’re ready to buy a house, a mortgage pre-approval is a smart step to take. Whether it’s your very first house or just your next one, mortgage pre-approval will ease your stress and save you a bunch of time. After going through the pre-approval process, you’ll have a much clearer idea about your overall […]

Fidelity Investments recently announced users could put a portion of their 401(k) investments into Bitcoin. Bitcoin (and other cryptocurrencies) are emerging and highly volatile digital currencies. The wild peaks and valleys of crypto prices make them a poor choice for retirement investing. For many people, a 401(k) account is a primary means of retirement saving. […]

Consumers are contending with inflation numbers that are close to 40-year highs. Inflation impacts both everyday purchases like groceries and big purchases like homes. Whether you own a home or want to buy one, consider these nine effects of inflation. It’s no wonder that record inflation has many consumers on edge. Americans are shelling out […]

Many professional athletes have starting taking some (or all) of their paychecks in cryptocurrency. The price of Bitcoin (and other crypto coins) continues to have massive fluctuations. Will this trend continue into 2022 and beyond? Or will these athletes cash out their crypto as the hype begins to wear off? Cryptocurrency continues to go through […]

Inflation is close to a 40-year high, so consumers are seeing higher prices across the board. For instance, everyday household purchases like groceries and gasoline are more expensive. And discretionary spending such as hotel rooms and airfare is also costing consumers more. There is hope that inflation may be slowing. The Consumer Price Index increased […]

Flexibility is the key to getting the biggest bang for your buck when planning a summer vacation. While places like Paris and Cabo carry eye-popping prices, similar destinations can save you big bucks. We’ve found cheaper alternatives to 12 sought-after vacation spots to help you plan your next vacation. If rising prices are getting in […]

If you’re looking to advance your career in a particular field, enrolling in a certificate program is a great idea. These courses are designed to give you specialized education in developing specific career skills. It’s also an option for people who want to strengthen their existing skill level. Certificate programs are available in all sorts […]

About every three months, our mortgage lender sends us a letter. It’s to encourage us to pay our mortgage bi-weekly, instead of monthly. The pitch is simple. We would send off half of our normal mortgage payment every other week. That would make 26 annual payments, instead of 24 (12 months x 2). So we […]

Buying a house can be complicated — especially if you’ve never done it before. You have to figure in a ton of different numbers. There’s the down payment, the mortgage term, the interest rate, the property taxes, and house insurance. And then there’s also potentially land transfer taxes, legal fees, appraisal fees, or inspection fees. […]

These days, getting creative with your money puts you ahead of the game. One way you can consolidate debt is refinancing your home to pay off your student loan debt. That said, refinancing your home may not be the smartest option for everyone. To help guide you towards that decision, we’ve put together the following […]

Buying your first home can be a daunting task. It’s not only a major life milestone but a financial one too. Making matters worse, soaring prices and stagnant wages have made it more difficult for millennials to enter the real estate market. Much harder than it was for their parents’ generation, at least. However, that […]