Credit

Low APR credit cards can make a significant difference to your bottom line immediately and over time. The less interest you pay on your loans, the more money in your pocket. It’s no wonder then, that most of us are always on the lookout for low APR credit cards. With that in mind, we’ll take […]

Your credit score is incredibly important. It takes various aspects of your financial life — debt load, credit limits, loan history, credit card usage, and even utility payments — and combines it all into one three-digit number. That number is your credit score. It’s responsible for a lot of important things in your life, even […]

There’s nothing like the convenience of credit cards. From small transactions like a cup of coffee to emergencies like a car repair, a credit card is an essential way to ensure you always have funds on hand. While there are various credit card types and terms available to consumers, there are definite advantages to using […]

There are multiple no-fee, low interest credit cards on the market right now. Your actual interest rate will depend largely on both your credit history and your credit score. Almost every card has introductory bonuses that you should try to take maximum advantage of, before they expire. More than 80% of Americans have at least […]

It’s a familiar sight: the washer suddenly breaks down mid-cycle, leaving a pile of sodden clothes and a wash of anxiety. Or, perhaps it is the fridge that decides to retire, putting that big holiday spread at risk. While home appliance breakdowns can be inconvenient and costly for anyone, they can be particularly burdensome for […]

Imagine having a safety net that catches you whenever a household appliance or system unexpectedly decides to throw a tantrum. Picture a one-stop-shop protection solution for the most expensive items in your home. Sounds enticing, doesn’t it? It also sounds too good to be true, but this inventive financial fail safe can really bail you […]

Driving a car is about more than just getting from point A to B; it’s an investment that requires proactive protection to ensure long-term value and function. One of the critical components often dismissed by drivers is an auto warranty, which provides financial coverage for unforeseen repairs and effectively shields against unexpected vehicle issues. If […]

An aesthetically pleasing and comfortable alternative to traditional braces exists, and they’re called invisible aligners! This innovative dental technology has transformed millions of smiles the world over, and yet many still know little about them. It’s time to share the shocking truth about invisible aligners, their benefits, their costs, and a lot more. Start a […]

Duct or window AC units can be a real drag. Fortunately, they aren’t your only option.  Unlike traditional AC, mini ductless systems can cool certain parts of the house incredibly efficiently, as opposed to keeping the whole house cool-ish. These incredible units are also cheaper than traditional HVAC alternatives and better for the environment. There are […]

Affordable luxury may seem like an oxymoron, especially in a city that is known for its rich history, cultural landmarks, and political power. However, Washington DC’s thriving hospitality industry has evolved to meet a wide range of needs, including those of savvy travelers who crave upscale experiences without the exorbitant price tags. How can you […]

As the balance on your credit cards increases, your anxiety about paying them off may as well. However, you should know that there are plenty of strategies you can implement to get that credit card debt back down to a manageable level. Part of understanding how you should properly attack this debt stems from knowing […]

Hopefully you already know the basics of improving and maintaining a good credit score. Pay your bills on time, don’t max out your credit, and keep an eye on your credit report for inaccuracies. However, beyond these basic perennial good habits, there are some other, more surprising ways you can improve your score. For example, […]

Bankruptcy should always be viewed as a last resort. After all, the consequences of declaring bankruptcy are severe. They will impact many aspects of your financial life for years to come. The stress caused by this event can also adversely impact your mental health. Despite those consequences, bankruptcy is an all too common occurrence these […]

There is a lot of financial misinformation out in the world. You can head online and read plenty of myths surrounding money and how it works. One of the subjects that suffers from the most glaring misunderstanding is your credit score (and your credit report, alongside it). The financial industry and government regulators have made […]