Credit

With prices of goods rising worldwide and the economy facing increased instability, a cash back credit card may be your best option to stave off this economic downturn. A cash back credit card allows you to earn a percentage of your monthly purchases back as a cash reward. There’s nothing like the convenience of credit […]

There are multiple no-fee, low interest credit cards on the market right now. Your actual interest rate will depend largely on both your credit history and your credit score. Almost every card has introductory bonuses that you should try to take maximum advantage of, before they expire. More than 80% of Americans have at least […]

As fun as it is to be a pet owner, it comes with a lot of financial responsibilities. Besides paying for food or grooming, you need to be ready for unexpected expenses that can occur. There may come a time when your pet requires veterinarian care, which can be costly and put a strain on […]

Getting approved for certain credit cards isn’t always easy. According to Salary Finance’s fourth annual report, 33 percent of Americans were denied credit in the past 12 months. Those with a less than perfect credit score or rocky credit history may find themselves struggling for approval on cards with minimal perks and credit limits. But […]

When buying an investment property, deciding where to buy is the first thing to do. But how do you sort through all 50 states to choose the right real estate market to invest in? There are a few things to consider, including property taxes, landlord-tenant laws, and whether rent prices are increasing. To help get […]

There are plenty of factors to consider when it comes time to decide where you want to live. You don’t want to just choose a city that is the cheapest, since those locations often come with other negative aspects — poor healthcare systems, lower paying jobs, and crumbling public education and infrastructure. On the other […]

While many associate the gig economy with younger generations, it isn’t exclusive to young adults. Retired seniors have more time and freedom to pick up multiple side hustles. In fact, a 2019 report from Wonolo, a platform to find gigs, found that 31 percent of seniors aged 55 to 73 were doing more than three […]

Retirement is an ultimate life goal for most of us. And unless you won a lottery (the birth lottery or the literal cash lottery), you’re likely going to have to spend the majority of working years preparing to retire. Luckily, there are a few things you can do to prepare that go a long way […]

If you’re thinking about moving to a new state, then you might want to look at its taxes. Since individual income, property, and sales/excise taxes vary from state to state, your total tax burden can vary significantly. So, where do residents pay the most taxes? To figure that out, a recent WalletHub report compares every […]

The economical downturn due to recent events has led to a big strain on low-income households, including seniors. One place where these households are seeing great strain is on their energy bill. Two-thirds of low-income households spend more than six percent of their income on energy costs, according to a 2020 report. Furthermore, two out […]

As the balance on your credit cards increases, your anxiety about paying them off may as well. However, you should know that there are plenty of strategies you can implement to get that credit card debt back down to a manageable level. Part of understanding how you should properly attack this debt stems from knowing […]

Hopefully you already know the basics of improving and maintaining a good credit score. Pay your bills on time, don’t max out your credit, and keep an eye on your credit report for inaccuracies. However, beyond these basic perennial good habits, there are some other, more surprising ways you can improve your score. For example, […]

Bankruptcy should always be viewed as a last resort. After all, the consequences of declaring bankruptcy are severe. They will impact many aspects of your financial life for years to come. The stress caused by this event can also adversely impact your mental health. Despite those consequences, bankruptcy is an all too common occurrence these […]

There is a lot of financial misinformation out in the world. You can head online and read plenty of myths surrounding money and how it works. One of the subjects that suffers from the most glaring misunderstanding is your credit score (and your credit report, alongside it). The financial industry and government regulators have made […]