Credit

Your credit score is incredibly important. It takes various aspects of your financial life — debt load, credit limits, loan history, credit card usage, and even utility payments — and combines it all into one three-digit number. That number is your credit score. It’s responsible for a lot of important things in your life, even […]

With prices of goods rising worldwide and the economy facing increased instability, a cash back credit card may be your best option to stave off this economic downturn. A cash back credit card allows you to earn a percentage of your monthly purchases back as a cash reward. There’s nothing like the convenience of credit […]

There are multiple no-fee, low interest credit cards on the market right now. Your actual interest rate will depend largely on both your credit history and your credit score. Almost every card has introductory bonuses that you should try to take maximum advantage of, before they expire. More than 80% of Americans have at least […]

As fun as it is to be a pet owner, it comes with a lot of financial responsibilities. Besides paying for food or grooming, you need to be ready for unexpected expenses that can occur. There may come a time when your pet requires veterinarian care, which can be costly and put a strain on […]

Camping and glamping have become increasingly popular in recent years as people look for affordable  ways to escape the stresses of everyday life. However, for many, the cost of camping equipment and the expenses associated with staying in a campsite can be a significant barrier to entry. Whether you’re glamping in Texas, or unplugging at […]

Lowering your expenses is a science. Shopping for great deals and eliminating waste takes time, patience, and flexibility. Cutting back on your transportation costs can take some creativity too. Most Americans have resigned themselves to paying whatever it costs to get around, and making up the budgetary difference elsewhere. But despite what you might think, […]

Have you ever wanted to protect and serve? Becoming a security guard allows you to safeguard a company’s assets while overseeing the safety of others. However, you need to take a training course in order to get certified. Getting your security guard certification is no mere formality. Rather, it’s a chance to learn critical knowledge […]

How long has upgrading your cell phone been on your to-do list? Are you still roped into an outdated mobile plan as well? Putting off these decisions is understandable, given the enormous range of brands and providers available. If you’re hoping for the perfect mobile setup to fall into your lap, this article has done […]

We watch trends. It’s sort of our thing. So when we read that the artificial grass industry was expected to eclipse $5-billion by 2027, we couldn’t help but dig a little deeper. Some of the growth in the artificial grass industry can be attributed to highschool and university athletic facilities making the switch from real […]

Laptops make the world turn. That’s not an exaggeration, it’s an indisputable fact. Every day, more people are choosing the convenience and capability of laptops to handle their most important tasks. Laptops make up the majority of PC sales, and that trend is not slowing down any time soon. Still, by impulse buying a new […]

As the balance on your credit cards increases, your anxiety about paying them off may as well. However, you should know that there are plenty of strategies you can implement to get that credit card debt back down to a manageable level. Part of understanding how you should properly attack this debt stems from knowing […]

Hopefully you already know the basics of improving and maintaining a good credit score. Pay your bills on time, don’t max out your credit, and keep an eye on your credit report for inaccuracies. However, beyond these basic perennial good habits, there are some other, more surprising ways you can improve your score. For example, […]

Bankruptcy should always be viewed as a last resort. After all, the consequences of declaring bankruptcy are severe. They will impact many aspects of your financial life for years to come. The stress caused by this event can also adversely impact your mental health. Despite those consequences, bankruptcy is an all too common occurrence these […]

There is a lot of financial misinformation out in the world. You can head online and read plenty of myths surrounding money and how it works. One of the subjects that suffers from the most glaring misunderstanding is your credit score (and your credit report, alongside it). The financial industry and government regulators have made […]