Credit

As fun as it is to be a pet owner, it comes with a lot of financial responsibilities. Besides paying for food or grooming, you need to be ready for unexpected expenses that can occur. There may come a time when your pet requires veterinarian care, which can be costly and put a strain on […]

Getting approved for certain credit cards isn’t always easy. According to Salary Finance’s fourth annual report, 33 percent of Americans were denied credit in the past 12 months. Those with a less than perfect credit score or rocky credit history may find themselves struggling for approval on cards with minimal perks and credit limits. But […]

Most of us know that a bad credit score isn’t a good thing to have. It results in higher interest rates or more expensive terms on credit cards and other various types of loans. However, most people are unaware of the other dozens of ways in which a poor credit score can impact them and […]

You probably know that your credit score is an important aspect of your finances. Your credit score goes beyond just helping you get a loan with a good interest rate. It can also influence your insurance rates and even impact what happens when you sign up for internet or a cell phone plan. Knowing your […]

Fidelity Investments recently announced users could put a portion of their 401(k) investments into Bitcoin. Bitcoin (and other cryptocurrencies) are emerging and highly volatile digital currencies. The wild peaks and valleys of crypto prices make them a poor choice for retirement investing. For many people, a 401(k) account is a primary means of retirement saving. […]

Consumers are contending with inflation numbers that are close to 40-year highs. Inflation impacts both everyday purchases like groceries and big purchases like homes. Whether you own a home or want to buy one, consider these nine effects of inflation. It’s no wonder that record inflation has many consumers on edge. Americans are shelling out […]

Many professional athletes have starting taking some (or all) of their paychecks in cryptocurrency. The price of Bitcoin (and other crypto coins) continues to have massive fluctuations. Will this trend continue into 2022 and beyond? Or will these athletes cash out their crypto as the hype begins to wear off? Cryptocurrency continues to go through […]

Inflation is close to a 40-year high, so consumers are seeing higher prices across the board. For instance, everyday household purchases like groceries and gasoline are more expensive. And discretionary spending such as hotel rooms and airfare is also costing consumers more. There is hope that inflation may be slowing. The Consumer Price Index increased […]

Flexibility is the key to getting the biggest bang for your buck when planning a summer vacation. While places like Paris and Cabo carry eye-popping prices, similar destinations can save you big bucks. We’ve found cheaper alternatives to 12 sought-after vacation spots to help you plan your next vacation. If rising prices are getting in […]

If you’re looking to advance your career in a particular field, enrolling in a certificate program is a great idea. These courses are designed to give you specialized education in developing specific career skills. It’s also an option for people who want to strengthen their existing skill level. Certificate programs are available in all sorts […]

As the balance on your credit cards increases, your anxiety about paying them off may as well. However, you should know that there are plenty of strategies you can implement to get that credit card debt back down to a manageable level. Part of understanding how you should properly attack this debt stems from knowing […]

Hopefully you already know the basics of improving and maintaining a good credit score. Pay your bills on time, don’t max out your credit, and keep an eye on your credit report for inaccuracies. However, beyond these basic perennial good habits, there are some other, more surprising ways you can improve your score. For example, […]

Bankruptcy should always be viewed as a last resort. After all, the consequences of declaring bankruptcy are severe. They will impact many aspects of your financial life for years to come. The stress caused by this event can also adversely impact your mental health. Despite those consequences, bankruptcy is an all too common occurrence these […]

There is a lot of financial misinformation out in the world. You can head online and read plenty of myths surrounding money and how it works. One of the subjects that suffers from the most glaring misunderstanding is your credit score (and your credit report, alongside it). The financial industry and government regulators have made […]