Banking

Taking advantage of modern banking is something everyone should be doing. It’s quick, safe, and easy. However, it’s rarely free. Even with no-fee checking and saving accounts, the banks will always find a way to make money off their customers. While it’s perfectly normal (and acceptable) to pay some small fees for banking services, you […]

Computers, smartphones, and internet technologies continue to advance as a blistering pace. It should come as no surprise that the finance industry is being heavily impacted by these advancements. The days of taking your paper paycheck to your local bank branch in order to deposit it into your account are over. Heck, it’s even rare […]

Banking is a great — and almost necessary — way to keep your money safe and managed. Unfortunately, it isn’t free. The most common checking or savings accounts from major banks come with a bevy of fees. Some of them are unavoidable, like a monthly service fee. Others, like overdraft or NSF fees, are only […]

If you’re going to be opening a new checking account anytime soon, you could end up earning free bonus cash. Many banks offer cash incentives to new customers. To qualify, all you have to do is meet certain direct deposit requirements and be an active customer. Not every bank offers cash bonuses to its members […]

When buying an investment property, deciding where to buy is the first thing to do. But how do you sort through all 50 states to choose the right real estate market to invest in? There are a few things to consider, including property taxes, landlord-tenant laws, and whether rent prices are increasing. To help get […]

There are plenty of factors to consider when it comes time to decide where you want to live. You don’t want to just choose a city that is the cheapest, since those locations often come with other negative aspects — poor healthcare systems, lower paying jobs, and crumbling public education and infrastructure. On the other […]

While many associate the gig economy with younger generations, it isn’t exclusive to young adults. Retired seniors have more time and freedom to pick up multiple side hustles. In fact, a 2019 report from Wonolo, a platform to find gigs, found that 31 percent of seniors aged 55 to 73 were doing more than three […]

Retirement is an ultimate life goal for most of us. And unless you won a lottery (the birth lottery or the literal cash lottery), you’re likely going to have to spend the majority of working years preparing to retire. Luckily, there are a few things you can do to prepare that go a long way […]

If you’re thinking about moving to a new state, then you might want to look at its taxes. Since individual income, property, and sales/excise taxes vary from state to state, your total tax burden can vary significantly. So, where do residents pay the most taxes? To figure that out, a recent WalletHub report compares every […]

The economical downturn due to recent events has led to a big strain on low-income households, including seniors. One place where these households are seeing great strain is on their energy bill. Two-thirds of low-income households spend more than six percent of their income on energy costs, according to a 2020 report. Furthermore, two out […]

Every time the new year rolls around, it’s natural to start thinking how you can optimize your finances. A high-yield savings account is a foundational step for long-term financial growth and freedom. If you already have one, that’s great. However, it’s always good to be looking around for institutions that might have better options than […]

Most people only have one savings account with their bank. They give little thought to how they could benefit by opening another. Yet, personal finance professionals stress that multiple savings accounts offer powerful strategic advantages to people trying to reach savings goals or manage their money more effectively. Millions of people struggle to stay on […]

Banks have kicked their efforts to attract new customers into high gear. Accessible online banking has given all financial institutions an unprecedented run for their money in today’s ultra-competitive landscape. That’s the main driver for the financial services industry’s recent trend of offering customers attractive bonuses for opening new accounts. These rewards can total multiple […]

Thanks to the growing convenience of the Internet, thousands of businesses from insurance agents and mortgage companies, to cell phone service providers and utility companies now offer their customers the option to pay each month online.