Banking

Taking advantage of modern banking is something everyone should be doing. It’s quick, safe, and easy. However, it’s rarely free. Even with no-fee checking and saving accounts, the banks will always find a way to make money off their customers. While it’s perfectly normal (and acceptable) to pay some small fees for banking services, you […]

Computers, smartphones, and internet technologies continue to advance as a blistering pace. It should come as no surprise that the finance industry is being heavily impacted by these advancements. The days of taking your paper paycheck to your local bank branch in order to deposit it into your account are over. Heck, it’s even rare […]

Banking is a great — and almost necessary — way to keep your money safe and managed. Unfortunately, it isn’t free. The most common checking or savings accounts from major banks come with a bevy of fees. Some of them are unavoidable, like a monthly service fee. Others, like overdraft or NSF fees, are only […]

If you’re going to be opening a new checking account anytime soon, you could end up earning free bonus cash. Many banks offer cash incentives to new customers. To qualify, all you have to do is meet certain direct deposit requirements and be an active customer. Not every bank offers cash bonuses to its members […]

You may have noticed a stark increase in advertising for “ultra luxury condos” in your area lately. These swanky apartment rentals or real estate options are becoming increasingly popular — especially in larger cities. At first, you’d only find them in more “glamorous” cities like New York, Los Angeles, or Miami. However, now they are […]

Being the subject of a personal injury or negligence claim can be a stressful experience. If you’re judged to be liable for a person’s injury, you could have to pay out a substantial sum of money. Additionally, the media attention surrounding the claim could be damaging to your brand if you run a business. To […]

Everyone is prone to at least a bit of impulse buying. You know, those purchases that you didn’t really plan (or even need, for that matter), but still still end up in your shopping bag or virtual cart. They are the sugary snacks near the checkout line. They are the targeted ads you see on […]

When it comes to saving for retirement, a Roth IRA is one of the best vehicles you can use. This is especially true if you think you might have a higher income in retirement than you do while working. This could be the case if you have significant non-cash assets, like stocks or real estate. […]

The holidays are right around the corner, and that means you’ll be hearing about two sales a lot: Black Friday and Cyber Monday. These huge deal days have blurred together in the minds of some shoppers, but they aren’t carbon copies of one another. Something marked down on Black Friday may be even cheaper on […]

Once you hit retirement age, you might have a bucket list you intend to check off. These are your golden years, which typically means you have more time to spend on yourself. Unfortunately, spend is often the operative word. If retirees aren’t careful, they might overspend on big-ticket bucket list items they wind up regretting. […]

Every time the new year rolls around, it’s natural to start thinking how you can optimize your finances. A high-yield savings account is a foundational step for long-term financial growth and freedom. If you already have one, that’s great. However, it’s always good to be looking around for institutions that might have better options than […]

Most people only have one savings account with their bank. They give little thought to how they could benefit by opening another. Yet, personal finance professionals stress that multiple savings accounts offer powerful strategic advantages to people trying to reach savings goals or manage their money more effectively. Millions of people struggle to stay on […]

Banks have kicked their efforts to attract new customers into high gear. Accessible online banking has given all financial institutions an unprecedented run for their money in today’s ultra-competitive landscape. That’s the main driver for the financial services industry’s recent trend of offering customers attractive bonuses for opening new accounts. These rewards can total multiple […]

Thanks to the growing convenience of the Internet, thousands of businesses from insurance agents and mortgage companies, to cell phone service providers and utility companies now offer their customers the option to pay each month online.