Banking
I have been banking with the same institution for 18 years. That means I get a little panicked at the thought of switching to a different bank. Between direct deposits and automatic bill paying, the task of changing to a new bank feels long, complicated, and potentially messy. It doesn’t have to be that way […]
5 minute read
Banking
Every time the new year rolls around, it’s natural to start thinking how you can optimize your finances. A high-yield savings account is a foundational step for long-term financial growth and freedom. If you already have one, that’s great. However, it’s always good to be looking around for institutions that might have better options than […]
4 minute read
Banking
Most of us have bank accounts. Or a bank product, at the very least. Whether it’s a savings account, credit card, checking account, line of credit, or some other service, you more than likely deal with a bank on some level. A lot of business relies on having fast access to our money. We also […]
5 minute read
Banking
It’s not often in life that we get second chances. When we do though, it’s typically in our best interest to take them. Whether you’re able to make anything of that second chance is often left up to fate. However, there are certain instances where the power to change your future lies square in your […]
5 minute read
Taxes
The world continues to deal with the effects of the pandemic and the economic uncertainty it created. Every day, the number of Americans dealing with financial hardship increases. Restaurants have closed, newspapers have folded, and companies have liquidated in a bid to tackle the effects of the current predicament. As a result, the U.S. unemployment […]
6 minute read
Taxes
As a first-time homeowner, you may be aware of some of the additional costs of homeownership. This includes mortgage closing costs, homeowner insurance, monthly mortgage payments, and utility bills. However, one of the costs that rookie homeowners often overlook is property taxes. This is a simple tax on real estate properties. The amount is determined by […]
6 minute read
Taxes
The Internal Revenue Service can be a complex labyrinth of red tape and bureaucracy. Even the most experienced accountants can sometimes struggle to get things done in a timely fashion. On the other hand, having any sort of outstanding tax issue can be both stressful and costly. So you absolutely need to make sure you […]
8 minute read
Investing
One of the best ways to improve your chances of financial freedom down the road is to invest. However, many people have a hard time getting started. But why is that? If something is holding you back from investing, it’s time to examine the situation. See if you can figure out what some of those […]
8 minute read
Financial Advice
One of my favorite holidays is Thanksgiving. It’s one of the simplest of holidays. You can celebrate it without a lot of fuss — and without the need for elaborate décor or expensive presents. Thanksgiving has long been considered a holiday mostly untouched by consumerism. After all, what is less consumer-based than gathering with family […]
7 minute read
Make Money
Lots of people use coupons. And let’s be real for a second, the primary (and really only) goal of using coupons is to save money. I like to save money as much as the next person. My family often uses cash back sites and other means to save on concerts, sports, and other events. I also […]
8 minute read
Banking
Every time the new year rolls around, it’s natural to start thinking how you can optimize your finances. A high-yield savings account is a foundational step for long-term financial growth and freedom. If you already have one, that’s great. However, it’s always good to be looking around for institutions that might have better options than […]
4 minute read
Banking
Most people only have one savings account with their bank. They give little thought to how they could benefit by opening another. Yet, personal finance professionals stress that multiple savings accounts offer powerful strategic advantages to people trying to reach savings goals or manage their money more effectively. Millions of people struggle to stay on […]
4 minute read
Banking
Banks have kicked their efforts to attract new customers into high gear. Accessible online banking has given all financial institutions an unprecedented run for their money in today’s ultra-competitive landscape. That’s the main driver for the financial services industry’s recent trend of offering customers attractive bonuses for opening new accounts. These rewards can total multiple […]
4 minute read
Banking
Thanks to the growing convenience of the Internet, thousands of businesses from insurance agents and mortgage companies, to cell phone service providers and utility companies now offer their customers the option to pay each month online.
3 minute read