Banking

Taking advantage of modern banking is something everyone should be doing. It’s quick, safe, and easy. However, it’s rarely free. Even with no-fee checking and saving accounts, the banks will always find a way to make money off their customers. While it’s perfectly normal (and acceptable) to pay some small fees for banking services, you […]

Computers, smartphones, and internet technologies continue to advance as a blistering pace. It should come as no surprise that the finance industry is being heavily impacted by these advancements. The days of taking your paper paycheck to your local bank branch in order to deposit it into your account are over. Heck, it’s even rare […]

Banking is a great — and almost necessary — way to keep your money safe and managed. Unfortunately, it isn’t free. The most common checking or savings accounts from major banks come with a bevy of fees. Some of them are unavoidable, like a monthly service fee. Others, like overdraft or NSF fees, are only […]

If you’re going to be opening a new checking account anytime soon, you could end up earning free bonus cash. Many banks offer cash incentives to new customers. To qualify, all you have to do is meet certain direct deposit requirements and be an active customer. Not every bank offers cash bonuses to its members […]

The term “quiet quitting” has spread like wildfire on social media. But the concept existed long before it trended on TikTok. While burnout, low pay, and unsatisfying work/life balances led some workers to join the Great Resignation, others “quietly quit” instead of actually quitting their jobs. Quiet quitting means different things to different people. However, […]

With concerns about a potential recession on the horizon, many people are worried about their finances and financial future. Economists are warning of a recession in 2023 that could hit the United States and Canada hard, so it’s important to be prepared and have an idea of how you and your household are going to […]

President Biden recently announced a student loan relief program, forgiving up to $20,000 in federal student loan debt for eligible borrowers. Unfortunately, scammers are targeting those with student loan debt before the legitimate program rolls out. That’s why the FTC issued a consumer alert, warning people that criminals will likely exploit the news to take […]

Your home is a place where you want to feel safe and secure. However, less than 40 percent of Americans have a home security system. Cost may be a significant factor for many people. Professionally monitored systems can easily run up to $65 USD per month. More and more people are opting for a self-monitored, […]

If you’ve been paying attention lately, it certainly feels like the cost of… well, everything, has been going up lately. And while goods and services do typically cost more over time due to inflation, that’s not the only thing attacking your budget these days. For many people, it’s all the extra fees. Fees in places […]

Want to spend less money? Consider cash stuffing, also known as the cash envelope system. While the concept isn’t new, the old-school budgeting method has found new life on TikTok. The videos in the #cashstuffing hashtag have racked up millions of views, but you might not know all of the ins and outs. Keep reading […]

Every time the new year rolls around, it’s natural to start thinking how you can optimize your finances. A high-yield savings account is a foundational step for long-term financial growth and freedom. If you already have one, that’s great. However, it’s always good to be looking around for institutions that might have better options than […]

Most people only have one savings account with their bank. They give little thought to how they could benefit by opening another. Yet, personal finance professionals stress that multiple savings accounts offer powerful strategic advantages to people trying to reach savings goals or manage their money more effectively. Millions of people struggle to stay on […]

Banks have kicked their efforts to attract new customers into high gear. Accessible online banking has given all financial institutions an unprecedented run for their money in today’s ultra-competitive landscape. That’s the main driver for the financial services industry’s recent trend of offering customers attractive bonuses for opening new accounts. These rewards can total multiple […]

Thanks to the growing convenience of the Internet, thousands of businesses from insurance agents and mortgage companies, to cell phone service providers and utility companies now offer their customers the option to pay each month online.