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Loans

Let’s face it - loans are a fact of life. From school tuition and vehicles to homes and businesses, there are few major investments in life that don’t require a loan to help foot the bill at the beginning. Here we’ll catch you up to speed on the various types of loans, how to get the best rates and, most importantly, the ins and outs of paying them off.

Basics

How To Avoid Student Loan Forgiveness Scams Student Loans

How To Avoid Student Loan Forgiveness Scams

President Biden recently announced a student loan relief program, forgiving up to $20,000 in federal student loan debt for eligible borrowers. Unfortunately, scammers are targeting those with student loan debt before the legitimate program rolls out. That’s why the FTC issued a consumer alert, warning people that criminals will likely exploit the news to take […]

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5 minute read

6 Apps That Will Cover You Till Your Next Pay Loans

6 Apps That Will Cover You Till Your Next Pay

Life is often unpredictable — and expensive. There’s no shortage of things that can randomly pop up and put immediate strain on your short-term budget. Ideally, you have some sort of emergency fund for these unexpected expenses. Or at least access to something like a credit card or line of credit. The interest charges associated […]

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7 minute read

6 Free Loans, Grants, and Programs for Small Businesses Small Business Loans

6 Free Loans, Grants, and Programs for Small Businesses

The government offers plenty of small business grants, for a variety of qualifying reasons. Corporations and non-profits also have a large amount of financial assistance available for small businesses, especially those seeking pandemic relief. Minority business owners may have a leg-up on receiving grants or low-cost loans, as many cater to the BIPOC, Latinx, LGBTQ2+, […]

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4 minute read

Latest News

How To Find Ultra-Luxury Residences In Your Area Home Ownership

How To Find Ultra-Luxury Residences In Your Area

You may have noticed a stark increase in advertising for “ultra luxury condos” in your area lately. These swanky apartment rentals or real estate options are becoming increasingly popular — especially in larger cities. At first, you’d only find them in more “glamorous” cities like New York, Los Angeles, or Miami. However, now they are […]

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4 minute read

Negligence Law: Everything You Need to Know To Protect Yourself Money

Negligence Law: Everything You Need to Know To Protect Yourself

Being the subject of a personal injury or negligence claim can be a stressful experience. If you’re judged to be liable for a person’s injury, you could have to pay out a substantial sum of money. Additionally, the media attention surrounding the claim could be damaging to your brand if you run a business. To […]

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4 minute read

10 Roth IRAs To Grow Your Money Tax-Free With No Minimum Deposit Investing

10 Roth IRAs To Grow Your Money Tax-Free With No Minimum Deposit

When it comes to saving for retirement, a Roth IRA is one of the best vehicles you can use. This is especially true if you think you might have a higher income in retirement than you do while working. This could be the case if you have significant non-cash assets, like stocks or real estate. […]

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7 minute read

Holiday Sales: What To Buy on Black Friday vs. Cyber Monday Save Money

Holiday Sales: What To Buy on Black Friday vs. Cyber Monday

The holidays are right around the corner, and that means you’ll be hearing about two sales a lot: Black Friday and Cyber Monday. These huge deal days have blurred together in the minds of some shoppers, but they aren’t carbon copies of one another. Something marked down on Black Friday may be even cheaper on […]

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5 minute read

Big Money Purchases Retirees Will Definitely Regret Budgeting

Big Money Purchases Retirees Will Definitely Regret

Once you hit retirement age, you might have a bucket list you intend to check off. These are your golden years, which typically means you have more time to spend on yourself. Unfortunately, spend is often the operative word. If retirees aren’t careful, they might overspend on big-ticket bucket list items they wind up regretting. […]

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5 minute read

Editors Picks

Fixed Rate vs. Variable Rate: What Are The Best Borrowing Terms For You? Fixed vs. Variable Whiteboard Loans

Fixed Rate vs. Variable Rate: What Are The Best Borrowing Terms For You?

If you’ve come across the terms “fixed rate” and “variable rate” before, you might have overlooked them as complicated financial terms. But really, when you break it down, fixed and variable rates are actually fairly simple. They are exactly what they sound like — an interest rate that is either set in one spot or […]

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6 minute read

How Will You Help Your Kids Pay for College? Graduation Cap With Cash Student Loans

How Will You Help Your Kids Pay for College?

Every parent wants to help their children establish the best possible future. One of the ways to do this is to encourage them to get a good education. While this doesn’t always have to mean getting a college degree, many families do take this route. While there are other post-secondary education options, this is a […]

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5 minute read