Loans

The government offers plenty of small business grants, for a variety of qualifying reasons. Corporations and non-profits also have a large amount of financial assistance available for small businesses, especially those seeking pandemic relief. Minority business owners may have a leg-up on receiving grants or low-cost loans, as many cater to the BIPOC, Latinx, LGBTQ2+, […]

No money down auto loans help borrowers to finance vehicles without any out of pocket outlay. They are usually favored by consumers with good credit scores who don’t want to overcommit their cash. Some providers specialize in providing them as financing solutions to people who don’t meet conventional loan requirements. There’s little doubt that no […]

Loan refinancing is a great way for borrowers to reduce their monthly payments and save on interest charges. However, things are a bit more challenging for people with bad credit. Low credit scores usually mean two things: higher interest rates and a tougher time getting financed. Your best bet is to focus on improving your […]

In general, earning a college degree is a sound investment in your future. According to the Bureau of Labor Statistics, the median weekly earnings of those with a bachelor’s degree is $1,305 vs. $781 for those with a high school diploma. However, some colleges provide a better return on investment than others. And considering how […]

When buying an investment property, deciding where to buy is the first thing to do. But how do you sort through all 50 states to choose the right real estate market to invest in? There are a few things to consider, including property taxes, landlord-tenant laws, and whether rent prices are increasing. To help get […]

There are plenty of factors to consider when it comes time to decide where you want to live. You don’t want to just choose a city that is the cheapest, since those locations often come with other negative aspects — poor healthcare systems, lower paying jobs, and crumbling public education and infrastructure. On the other […]

While many associate the gig economy with younger generations, it isn’t exclusive to young adults. Retired seniors have more time and freedom to pick up multiple side hustles. In fact, a 2019 report from Wonolo, a platform to find gigs, found that 31 percent of seniors aged 55 to 73 were doing more than three […]

Retirement is an ultimate life goal for most of us. And unless you won a lottery (the birth lottery or the literal cash lottery), you’re likely going to have to spend the majority of working years preparing to retire. Luckily, there are a few things you can do to prepare that go a long way […]

If you’re thinking about moving to a new state, then you might want to look at its taxes. Since individual income, property, and sales/excise taxes vary from state to state, your total tax burden can vary significantly. So, where do residents pay the most taxes? To figure that out, a recent WalletHub report compares every […]

The economical downturn due to recent events has led to a big strain on low-income households, including seniors. One place where these households are seeing great strain is on their energy bill. Two-thirds of low-income households spend more than six percent of their income on energy costs, according to a 2020 report. Furthermore, two out […]

If you’ve come across the terms “fixed rate” and “variable rate” before, you might have overlooked them as complicated financial terms. But really, when you break it down, fixed and variable rates are actually fairly simple. They are exactly what they sound like — an interest rate that is either set in one spot or […]

Every parent wants to help their children establish the best possible future. One of the ways to do this is to encourage them to get a good education. While this doesn’t always have to mean getting a college degree, many families do take this route. While there are other post-secondary education options, this is a […]

Financial emergencies can happen when you least expect it. If you’re not prepared for them, the stress can be insurmountable. It can be a difficult task to find a way to pay for a beloved pet who is sick or injured. Or new brakes for your car — you know, the one that gets you […]