Loans

President Biden recently announced a student loan relief program, forgiving up to $20,000 in federal student loan debt for eligible borrowers. Unfortunately, scammers are targeting those with student loan debt before the legitimate program rolls out. That’s why the FTC issued a consumer alert, warning people that criminals will likely exploit the news to take […]

Life is often unpredictable — and expensive. There’s no shortage of things that can randomly pop up and put immediate strain on your short-term budget. Ideally, you have some sort of emergency fund for these unexpected expenses. Or at least access to something like a credit card or line of credit. The interest charges associated […]

Do you have any equity in your vehicle? If you do, you might be surprised to know that it can be an unlikely source of money. An auto equity loan is a relatively new financial product. In fact, we didn’t even know it was a thing until recently. However, after looking into it we realized […]

The government offers plenty of small business grants, for a variety of qualifying reasons. Corporations and non-profits also have a large amount of financial assistance available for small businesses, especially those seeking pandemic relief. Minority business owners may have a leg-up on receiving grants or low-cost loans, as many cater to the BIPOC, Latinx, LGBTQ2+, […]

You may have noticed a stark increase in advertising for “ultra luxury condos” in your area lately. These swanky apartment rentals or real estate options are becoming increasingly popular — especially in larger cities. At first, you’d only find them in more “glamorous” cities like New York, Los Angeles, or Miami. However, now they are […]

Being the subject of a personal injury or negligence claim can be a stressful experience. If you’re judged to be liable for a person’s injury, you could have to pay out a substantial sum of money. Additionally, the media attention surrounding the claim could be damaging to your brand if you run a business. To […]

Everyone is prone to at least a bit of impulse buying. You know, those purchases that you didn’t really plan (or even need, for that matter), but still still end up in your shopping bag or virtual cart. They are the sugary snacks near the checkout line. They are the targeted ads you see on […]

When it comes to saving for retirement, a Roth IRA is one of the best vehicles you can use. This is especially true if you think you might have a higher income in retirement than you do while working. This could be the case if you have significant non-cash assets, like stocks or real estate. […]

The holidays are right around the corner, and that means you’ll be hearing about two sales a lot: Black Friday and Cyber Monday. These huge deal days have blurred together in the minds of some shoppers, but they aren’t carbon copies of one another. Something marked down on Black Friday may be even cheaper on […]

Once you hit retirement age, you might have a bucket list you intend to check off. These are your golden years, which typically means you have more time to spend on yourself. Unfortunately, spend is often the operative word. If retirees aren’t careful, they might overspend on big-ticket bucket list items they wind up regretting. […]

If you’ve come across the terms “fixed rate” and “variable rate” before, you might have overlooked them as complicated financial terms. But really, when you break it down, fixed and variable rates are actually fairly simple. They are exactly what they sound like — an interest rate that is either set in one spot or […]

Every parent wants to help their children establish the best possible future. One of the ways to do this is to encourage them to get a good education. While this doesn’t always have to mean getting a college degree, many families do take this route. While there are other post-secondary education options, this is a […]

Financial emergencies can happen when you least expect it. If you’re not prepared for them, the stress can be insurmountable. It can be a difficult task to find a way to pay for a beloved pet who is sick or injured. Or new brakes for your car — you know, the one that gets you […]