Skip to main content

Loans

Let’s face it - loans are a fact of life. From school tuition and vehicles to homes and businesses, there are few major investments in life that don’t require a loan to help foot the bill at the beginning. Here we’ll catch you up to speed on the various types of loans, how to get the best rates and, most importantly, the ins and outs of paying them off.

Basics

6 Free Loans, Grants, and Programs for Small Businesses Small Business Loans

6 Free Loans, Grants, and Programs for Small Businesses

The government offers plenty of small business grants, for a variety of qualifying reasons. Corporations and non-profits also have a large amount of financial assistance available for small businesses, especially those seeking pandemic relief. Minority business owners may have a leg-up on receiving grants or low-cost loans, as many cater to the BIPOC, Latinx, LGBTQ2+, […]

Read More about 6 Free Loans, Grants, and Programs for Small Businesses

4 minute read

No Money Down Auto Loans: How Do You Get Them And How Do They Work? Auto Loans

No Money Down Auto Loans: How Do You Get Them And How Do They Work?

No money down auto loans help borrowers to finance vehicles without any out of pocket outlay. They are usually favored by consumers with good credit scores who don’t want to overcommit their cash. Some providers specialize in providing them as financing solutions to people who don’t meet conventional loan requirements. There’s little doubt that no […]

Read More about No Money Down Auto Loans: How Do You Get Them And How Do They Work?

7 minute read

8 Ways To Refinance Your Car With Bad Credit Auto Loans

8 Ways To Refinance Your Car With Bad Credit

Loan refinancing is a great way for borrowers to reduce their monthly payments and save on interest charges. However, things are a bit more challenging for people with bad credit. Low credit scores usually mean two things: higher interest rates and a tougher time getting financed. Your best bet is to focus on improving your […]

Read More about 8 Ways To Refinance Your Car With Bad Credit

6 minute read

12 Best and Worst Colleges For Your Money Student Loans

12 Best and Worst Colleges For Your Money

In general, earning a college degree is a sound investment in your future. According to the Bureau of Labor Statistics, the median weekly earnings of those with a bachelor’s degree is $1,305 vs. $781 for those with a high school diploma. However, some colleges provide a better return on investment than others. And considering how […]

Read More about 12 Best and Worst Colleges For Your Money

10 minute read

Latest News

Best & Worst States To Consider Investing In Real Estate Home Ownership

Best & Worst States To Consider Investing In Real Estate

When buying an investment property, deciding where to buy is the first thing to do. But how do you sort through all 50 states to choose the right real estate market to invest in? There are a few things to consider, including property taxes, landlord-tenant laws, and whether rent prices are increasing. To help get […]

Read More about Best & Worst States To Consider Investing In Real Estate

5 minute read

The U.S. Cities With The Highest Quality of Life 2022 Financial Advice

The U.S. Cities With The Highest Quality of Life 2022

There are plenty of factors to consider when it comes time to decide where you want to live. You don’t want to just choose a city that is the cheapest, since those locations often come with other negative aspects — poor healthcare systems, lower paying jobs, and crumbling public education and infrastructure. On the other […]

Read More about The U.S. Cities With The Highest Quality of Life 2022

9 minute read

4 Ways for Seniors to Save Money on Energy Costs Financial Advice

4 Ways for Seniors to Save Money on Energy Costs

The economical downturn due to recent events has led to a big strain on low-income households, including seniors. One place where these households are seeing great strain is on their energy bill. Two-thirds of low-income households spend more than six percent of their income on energy costs, according to a 2020 report. Furthermore, two out […]

Read More about 4 Ways for Seniors to Save Money on Energy Costs

4 minute read

Editors Picks

Fixed Rate vs. Variable Rate: What Are The Best Borrowing Terms For You? Fixed vs. Variable Whiteboard Loans

Fixed Rate vs. Variable Rate: What Are The Best Borrowing Terms For You?

If you’ve come across the terms “fixed rate” and “variable rate” before, you might have overlooked them as complicated financial terms. But really, when you break it down, fixed and variable rates are actually fairly simple. They are exactly what they sound like — an interest rate that is either set in one spot or […]

Read More about Fixed Rate vs. Variable Rate: What Are The Best Borrowing Terms For You?

6 minute read

How Will You Help Your Kids Pay for College? Graduation Cap With Cash Student Loans

How Will You Help Your Kids Pay for College?

Every parent wants to help their children establish the best possible future. One of the ways to do this is to encourage them to get a good education. While this doesn’t always have to mean getting a college degree, many families do take this route. While there are other post-secondary education options, this is a […]

Read More about How Will You Help Your Kids Pay for College?

5 minute read