Financial Advice

Whether it’s through a blunt comment online, a gentle reminder in person, or just by the look on their face, people tell me the same thing all the time. “David,” they say, ” I already know everything you’re saying to me right now. I want to be financially free. I don’t need someone to rehash […]

Sometimes we make grand financial plans, but they end up turning into nothing. It’s just a reality of life. It happens quite often — more than we’d like to admit, in fact. You’ve probably been there too. You come up with a great plan to pay down that lingering debt, but then a sudden job […]

One of the issues that seems to be brought up continually is that of financial literacy. Money plays such a big part in our lives. It’s why we strive for a higher education, go to work, and build careers. We have to deal with money almost daily — earning it, spending it, and saving it. […]

Readers, I need to tell you a story. It’s about a friend of mine, named Sam. I’ve known Sam for decades — since we were high school freshman together, actually. Unfortunately, Sam has never quite learned what it means to “live within your means.” Or, to say in inversely, Sam consistently lives well beyond his […]

Smartphones have become so much more than simply being a mobile phone. Today, we use them for a lot more than making calls and sending texts (actually, who even makes actual phone calls anymore, anyway?). Our devices have become so advanced that they have replaced many physical items we used to depend on. One of […]

One of my good friends is a financial planner. He recently told me something very interesting about hidden fees. He basically said that his income comes from the fees that he charges his clients. They are typically based on a percentage of the client’s assets. That means that every quarter (or annually), those fees are […]