Personal Finance

Charitable giving is big business. Americans give more than $1 billion a day to charities — more than $400 billion a year – according to the Giving Institute, a national organization that is committed to enhancing philanthropy. Most of that money actually comes from individuals, not corporations and foundations. This proves that Americans are incredibly […]

A family trust is a legal entity that you can use to pass on your money and assets to one or more family members. You might think that sounds a lot like simply leaving a will. However, there are some key differences between a trust and a will. The main difference is that a trust […]

When you think about a lease, it usually involves a vehicle. When buying a big ticket item like a car, most of us have to decide whether to buy the car outright (with financing) or pay to lease the vehicle. A lease typically runs for a set period of time (typically two, three, or five […]

Knowing where you stand is important. After all, you can’t improve your financial situation unless you understand exactly where you currently are. Having a good sense of your debt, savings, and expenditures — and how to improve in each area — will benefit you in the long run. However, most of us let things slide […]