Financial Advice

Taking money from your retirement savings has always been a costly choice. There are tax implications, of course. You’ll also be borrowing from your own future, and losing out on any investment gains the money would have made if you left it alone. However, in the wake of a global health crisis and an uncertain […]

When you think about a lease, it usually involves a vehicle. When buying a big ticket item like a car, most of us have to decide whether to buy the car outright (with financing) or pay to lease the vehicle. A lease typically runs for a set period of time (typically two, three, or five […]

Debt is a fact of life for most adults. According to Debt.org, consumer debt in the U.S. was close to $14 trillion at the end of 2019. Every American household currently carries an average of $8,398 in credit card debt. Additional debts include car loans, mortgages, home equity lines of credit, back taxes, and student […]

Creating a last will and testament is important for every adult. Especially if you have dependent children. However, a 2019 Merrill Lynch study found that less than 50% of people over the age of 55 have a will of any kind. Even worse, only 18% of Americans over age 55 have a will, healthcare directive, […]