About David Ning

Spending three months’ worth of salary might be the rule of thumb, but is it necessary? That depends on a variety of factors, including your financial situation and your partner’s style. When it’s time to buy a ring, keep the 4Cs in mind: Cut, Color, Clarity, and Carats. Engagement rings can be marked up 600% […]

Many people still worry about investing. Even though the industry has been trying really hard to make the tools accessible for the masses, it can still seem too complicated to get started. However, taking the step to get the ball rolling is worth it, because investing is one of the best ways to build wealth […]

I’ve always identified myself as a penny pincher. However, I wouldn’t necessarily say I’m proud of that label. Then again, I’ve never fully shied away from it either. After all, I credit my willingness to scrap and save for giving me courage to jump into the unknown of entrepreneurship when I started MoneyNing.com, all those years […]

You 2021 Tax Return is due by April 15. If you suspect you will owe the IRS money, start making a plan for repayment now. Start planning for your 2022 Tax Return now, in order to avoid any last minute surprises. It’s a new year, and Spring is just around the corner. With the warmer […]

For most U.S. investors, 2021 was a great year. Despite ongoing pandemic concerns, the stock market continued to rise up and up. However, 2021 is now over and we’re looking ahead to the next 12 months. Or as my old boss would always ask, “what have you done for me lately?” My normal response was […]

You’ve probably heard the term “yo-yo dieting” before. It’s the problem that many people face when they attempt to lose weight. They will make drastic, unsustainable changes to their exercise and diet plans. The weight drops off, they relax their diet and start skipping gym days, and the weight comes roaring back. Rinse, repeat, ad […]

We all have trouble controlling our impulses from time to time. This is true whether we’re shopping, dieting, or simply trying to stick to a workout routine. Sometimes, we just feel like following our instincts for something new and different. Unfortunately, giving in to those urges, especially when it comes to spending, can lead to […]

There’s one very specific thing I remember about my dad’s views on investing. He told me multiple times that he simply wouldn’t touch certain investments, out of principle alone. For starters, he refused to ever short a stock. That’s because shorting a stock is basically betting on someone else to fail, meaning you profit off […]