You work hard for your money. Learn how to make your money work for you.
Budgeting
Want to spend less money? Consider cash stuffing, also known as the cash envelope system. While the concept isn’t new, the old-school budgeting method has found new life on TikTok. The videos in the #cashstuffing hashtag have racked up millions of views, but you might not know all of the ins and outs. Keep reading […]
5 minute read
Budgeting
Retirement should be your golden years: more time for family, hobbies, and traveling. But all of that hinges on whether your money lasts for the rest of your life. You’re far from alone if that worries you. 45% of baby boomers say their greatest retirement fear is outliving their savings and investments, according to the […]
6 minute read
Credit
With prices of goods rising worldwide and the economy facing increased instability, a cash back credit card may be your best option to stave off this economic downturn. A cash back credit card allows you to earn a percentage of your monthly purchases back as a cash reward. There’s nothing like the convenience of credit […]
5 minute read
Credit
There are multiple no-fee, low interest credit cards on the market right now. Your actual interest rate will depend largely on both your credit history and your credit score. Almost every card has introductory bonuses that you should try to take maximum advantage of, before they expire. More than 80% of Americans have at least […]
4 minute read
Investing
Saving for retirement is a life-long journey. The sooner you start, the better off you’ll be in the end. Even still, with a growing number of Americans living paycheck-to-paycheck, it can be difficult to set aside any extra money for retirement investing. In response, a lot of investment firms are offering a decent chunk of […]
4 minute read
Investing
The prices of most cryptocurrencies have been in a free fall lately, causing some people to think the bubble has burst. Crypto companies are also laying off thousands of workers, as the money quickly dries up. Can the cryptocurrency industry bounce back, like it has before? Only time will tell. To be honest, it’s hard […]
8 minute read
Financial Advice
Have you ever heard someone ask “why is it so darn expensive to be poor?” It’s not just a piece of bitter complaining from someone who is down on their financial luck. The truth is that it is literally more expensive to be poor. That, in turn, makes it almost impossible for people with less […]
9 minute read
Financial Advice
There are plenty of factors to consider when it comes time to decide where you want to live. You don’t want to just choose a city that is the cheapest, since those locations often come with other negative aspects — poor healthcare systems, lower paying jobs, and crumbling public education and infrastructure. On the other […]
9 minute read
Home Ownership
Plenty of would-be-house-sellers make an effort to spruce up their property before listing it for sale. While there are plenty of simple, cost-effective ways to make your house more attractive to potential buyers, it’s also easy to go overboard. Some homeowners end up spending thousands of dollars on upgrades, only to realize they’ll never see […]
8 minute read
Home Ownership
Your home is a place where you want to feel safe and secure. However, less than 40 percent of Americans have a home security system. Cost may be a significant factor for many people. Professionally monitored systems can easily run up to $65 USD per month. More and more people are opting for a self-monitored, […]
6 minute read
35%
of the real estate market
was comprised of first-time buyers
$47,034
is the average millennial salary
51%
of all new investors
in 2020 are millennials
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Banking
Taking advantage of modern banking is something everyone should be doing. It’s quick, safe, and easy. However, it’s rarely free. Even with no-fee checking and saving accounts, the banks will always find a way to make money off their customers. While it’s perfectly normal (and acceptable) to pay some small fees for banking services, you […]
9 minute read
Banking
Computers, smartphones, and internet technologies continue to advance as a blistering pace. It should come as no surprise that the finance industry is being heavily impacted by these advancements. The days of taking your paper paycheck to your local bank branch in order to deposit it into your account are over. Heck, it’s even rare […]
7 minute read
Banking
Banking is a great — and almost necessary — way to keep your money safe and managed. Unfortunately, it isn’t free. The most common checking or savings accounts from major banks come with a bevy of fees. Some of them are unavoidable, like a monthly service fee. Others, like overdraft or NSF fees, are only […]
10 minute read
Banking
If you’re going to be opening a new checking account anytime soon, you could end up earning free bonus cash. Many banks offer cash incentives to new customers. To qualify, all you have to do is meet certain direct deposit requirements and be an active customer. Not every bank offers cash bonuses to its members […]
4 minute read
Make Money
Everyone could use a few extra dollars in their pocket, right? With inflation running rampant and many people facing uncertain financial situations in these weird post-pandemic times, plenty of folks are looking for a way to pad their income. One of the best new ways to achieve that could be to rent out your vehicle. […]
8 minute read
Make Money
While many associate the gig economy with younger generations, it isn’t exclusive to young adults. Retired seniors have more time and freedom to pick up multiple side hustles. In fact, a 2019 report from Wonolo, a platform to find gigs, found that 31 percent of seniors aged 55 to 73 were doing more than three […]
4 minute read
Make Money
No matter your situation, scholarships are a good way of funding a post-secondary education. There are scholarships for MBA programs that will partially or fully cover your education. A two-year MBA program from the top business schools in the U.S. can cost anywhere from $55,727 to $161,810. Despite being a worthwhile investment in your future, […]
5 minute read
Make Money
University and college can be expensive. In fact, the average private institution’s four-year degree cost as much as $37,600 per year in the 2020-21 school year, leaving some students paying more than $150,000 for their degree. Thankfully, you can earn a considerable living without the four-year investment or spending six figures. These certifications can be […]
4 minute read
Save Money
If you’ve been paying attention lately, it certainly feels like the cost of… well, everything, has been going up lately. And while goods and services do typically cost more over time due to inflation, that’s not the only thing attacking your budget these days. For many people, it’s all the extra fees. Fees in places […]
10 minute read
Save Money
Having a reliable cellphone is almost a necessity in today’s modern world. Unfortunately, the high cost of many smartphones and their associated service plans prevent many Americans from enjoying the convenience and utility of carrying around a cell phone. Luckily, there are some budget options for anyone looking to save serious money on a pay-as-you-go […]
4 minute read
Save Money
Between flights, accommodation and food, travel costs can add up quickly, but your budget is the last thing you want to think about when you’re on vacation and exploring new destinations. Organizing and strategizing your budget before you travel can help you to get the most from your experience. From finding cheap flights to earning […]
6 minute read
Save Money
As they say, your wedding should be among the happiest days of your life. But it can also be the most expensive day of your life — by a lot. According to The Knot, the average cost of a wedding was $28,000 last year. And Insider says 28% of American couples even go into debt […]
5 minute read