Budgeting
Being frugal isn’t so much about what you buy. Really, it’s more of a state of mind. A different way of living. Too often, we get caught up in penny pinching in a way that isn’t healthy for our finances – or our sanity. If you’ve been trying (and failing) to get your budget balanced […]
8 minute read
Budgeting
Money is a topic that comes up regularly in almost any relationship. No matter your situation, there is a good chance that you have been talking about money with your life partner. Unfortunately, money is often a sore spot. Many studies have indicated that money is the number one issue that people in a relationship […]
7 minute read
Credit
Most of us know that a bad credit score isn’t a good thing to have. It results in higher interest rates or more expensive terms on credit cards and other various types of loans. However, most people are unaware of the other dozens of ways in which a poor credit score can impact them and […]
6 minute read
Credit
You probably know that your credit score is an important aspect of your finances. Your credit score goes beyond just helping you get a loan with a good interest rate. It can also influence your insurance rates and even impact what happens when you sign up for internet or a cell phone plan. Knowing your […]
7 minute read
Investing
One of the best ways to improve your chances of financial freedom down the road is to invest. However, many people have a hard time getting started. But why is that? If something is holding you back from investing, it’s time to examine the situation. See if you can figure out what some of those […]
8 minute read
Investing
In the year 2021, the price of Bitcoin has gone up and down by tens of thousands of dollars. This type of volatility can be attractive to those looking to make a quick buck by buying the dip. However, for many conservative investors, this behavior has made getting into cryptocurrency a non-starter. If you fall […]
7 minute read
Financial Advice
One of my favorite holidays is Thanksgiving. It’s one of the simplest of holidays. You can celebrate it without a lot of fuss — and without the need for elaborate décor or expensive presents. Thanksgiving has long been considered a holiday mostly untouched by consumerism. After all, what is less consumer-based than gathering with family […]
7 minute read
Financial Advice
Too often, we think of our financial decisions as being made in a vacuum. For example, we figure that the investment choices we make only affect us in terms of gains or losses. Or the decision to fund a 529 education account only means your child will have a better chance of making it through […]
7 minute read
Make Money
Lots of people use coupons. And let’s be real for a second, the primary (and really only) goal of using coupons is to save money. I like to save money as much as the next person. My family often uses cash back sites and other means to save on concerts, sports, and other events. I also […]
8 minute read
Save Money
I still remember my first Toastmasters’ speech on the need to save for retirement. It was actually from a couple of decades ago, which is hard to believe. You see, I wanted to improve my public speaking skills. My boss suggested that I attend these events where I would get a chance to practice speaking […]
9 minute read
35%
of the real estate market
was comprised of first-time buyers
$47,034
is the average millennial salary
51%
of all new investors
in 2020 are millennials
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Banking
I have been banking with the same institution for 18 years. That means I get a little panicked at the thought of switching to a different bank. Between direct deposits and automatic bill paying, the task of changing to a new bank feels long, complicated, and potentially messy. It doesn’t have to be that way […]
5 minute read
Banking
Every time the new year rolls around, it’s natural to start thinking how you can optimize your finances. A high-yield savings account is a foundational step for long-term financial growth and freedom. If you already have one, that’s great. However, it’s always good to be looking around for institutions that might have better options than […]
4 minute read
Banking
Most of us have bank accounts. Or a bank product, at the very least. Whether it’s a savings account, credit card, checking account, line of credit, or some other service, you more than likely deal with a bank on some level. A lot of business relies on having fast access to our money. We also […]
5 minute read
Banking
It’s not often in life that we get second chances. When we do though, it’s typically in our best interest to take them. Whether you’re able to make anything of that second chance is often left up to fate. However, there are certain instances where the power to change your future lies square in your […]
5 minute read
Make Money
Lots of people use coupons. And let’s be real for a second, the primary (and really only) goal of using coupons is to save money. I like to save money as much as the next person. My family often uses cash back sites and other means to save on concerts, sports, and other events. I also […]
8 minute read
Make Money
Living frugally is a surefire way to stretch your budget. However, it’s certainly easier to live within a budget when there’s more income to go around. While you might be able to earn extra money by taking on a second job, it would be easier if your current gig just paid you better. One of […]
8 minute read
Make Money
Summer has arrived. The sun is out and many people are hitting up local yard sales again. You may be interested in holding one yourself. After all, they can be a great opportunity to get rid of your old stuff — and make a little money on the side. So if you’re planning a garage […]
8 minute read
Make Money
According to Seed Scientific, only about 30% to 40% of job-seekers who reach the interview stage end up receiving a job offer. Unfortunately, those raw numbers suggest that you have a 60% to 70% chance of not getting hired after your interview. However, it’s possible to slightly rig the game in your favor. Proper preparation […]
7 minute read
Save Money
I still remember my first Toastmasters’ speech on the need to save for retirement. It was actually from a couple of decades ago, which is hard to believe. You see, I wanted to improve my public speaking skills. My boss suggested that I attend these events where I would get a chance to practice speaking […]
9 minute read
Save Money
We’ve all been there before. You’re telling a friend about how you need a new pair of boots and scrolling through your Instagram feed. Then suddenly, like magic, an ad for some boot company you’ve never heard of appears on your timeline. Later, you’ll wonder how Instagram knew to serve you up the right ad […]
8 minute read
Save Money
One of the most common financial concerns for adults these days is retirement. It comes up over and over again. For anyone concerned about money, retirement is a very big problem to confront. Current (and future) generations of working-aged Americans aren’t exactly fairing well, when it comes to retirement savings. Some studies have shown that […]
7 minute read
Money
Marriage is intended to be a lifelong commitment, but paying off the wedding shouldn’t be. If you are of the same mind and wondering how to plan a wedding on a budget, these saving tips are for you. As the largest generation yet to age into marriage (over 72 million!), many Millennials (those born roughly […]
24 minute read