Shopping

Impulse spending happens to everyone, whether it’s tossing a last-minute treat into your cart or clicking “buy now” on something you never planned to purchase. Those small, unplanned buys feel harmless, but they can quietly drain your budget and create financial stress over time. Occasional treats are fine, yet frequent impulses add up quickly. Understanding […]

Some say you need to spend three months’ worth of salary on the rock. I have friends who make $100,000 a year. Do they really need to spend $20,000 to $25,000 on an engagement ring? Will the significant other really say no if they see jewelry that’s not extravagant enough? As with most things finance, […]

It’s true that dollar stores have improved greatly in recent years. Most dollar stores now carry name brand items in some cases. You can likely find a wider selection of grocery-type items too. However, just because dollar stores have improved their offerings doesn’t mean that they are always a good idea. Indeed, there are some […]

Even careful spenders run into tempting moments — a flashy gadget, a great sale, or a trip that sounds too good to skip. I’ve felt that pull myself, like when I upgraded to a pricier monitor even though my old one still worked. Enjoying a splurge isn’t the problem; regretting it later is. Before giving […]