Organic

Stock markets saw a rapid decline towards the end of February 2020. Stoked by fears over the spreading coronavirus and its potential impact on businesses, the market suffered. Investors were dumping stocks and fleeing to safe havens such as bonds and gold. The S&P 500 Index saw a 20% decline in the first quarter of […]

The Internal Revenue Service (IRS) means business. The federal agency tasked with collecting taxes has spent decades honing and fine tuning their rules. These include the rules around contributions to savings vehicles such as an Individual Retirement Account (IRA). If you follow the rules, you could be on a path to a sound retirement with […]

You may or may not already know this, but it’s possible to borrow from your own 401(k) retirement fund. It’s hardly ever a great idea, though. You’re really only taking away from your own financial future. The money you borrow is really already yours. Except once you borrow it, it will no longer be invested […]

There are some costly events in life that you simply cannot avoid. You may have to go into debt for them. These include unexpected medical emergencies or a major (and necessary) home repair. That said, some debt should be avoided whenever possible. There are certain things in life that you should never go into debt […]