Organic

If you’ve come across the terms “fixed rate” and “variable rate” before, you might have overlooked them as complicated financial terms. But really, when you break it down, fixed and variable rates are actually fairly simple. They are exactly what they sound like — an interest rate that is either set in one spot or […]

When you’re ready to buy a house, a mortgage pre-approval is a smart step to take. Whether it’s your very first house or just your next one, mortgage pre-approval will ease your stress and save you a bunch of time. After going through the pre-approval process, you’ll have a much clearer idea about your overall […]

Maybe it’s the flurry of holiday shopping. Or the financial anxiety that comes with end-of-the-year expenses. Whatever the reason, November and December are prime season for gift card scams. In fact, the IRS recently issued a warning to everyone about these common cons. Unfortunately, hundreds of people fall for these scams every year. In the […]

Every parent wants to help their children establish the best possible future. One of the ways to do this is to encourage them to get a good education. There’s a big obstacle with this approach though: college tuition costs are through the roof.  Still, helping your children pay for college is a goal that many […]