When you’re ready to buy a house, a mortgage pre-approval is a smart step to take. Whether it’s your very first house or just your next one, mortgage pre-approval will ease your stress and save you a bunch of time. After going through the pre-approval process, you’ll have a much clearer idea about your overall house-hunting budget. You’ll also be able to see how your monthly mortgage payments sync up with the rest of your budget. Plus it may give you the upper hand in those high-pressured real estate bidding wars that seem more and more common.
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This article will educated you about the mortgage pre-approval process — what it is and why it’s important, plus how to go about getting your own pre-approval. Happy house shopping!