Organic

Whether or not you think it is fair, people make judgments about you every day. The way you dress, how you act, and the things you talk about are all used by others to judge you. They might not even be doing it intentionally. It’s just how we are wired as humans. Whether it’s someone […]

Tax credits reduce your tax bill on a dollar-for-dollar basis. However, deductions are what lower your taxable income. The good news is that some home improvements can make your living space better and reap you benefits on your taxes too. There are multiple tax deductible home improvements you can undertake. That new bedroom might just […]

Unemployment is tough to weather, no matter how old you are. However, for those individuals who are close to retirement but are laid off (or forced into an early retirement), unemployment can be even more disastrous. This is especially true during this pandemic. On average, laid-off workers over the age of 55 took 11 months […]

I was recently emailing back-and-forth with one of my readers at MoneyNing. I was explaining how contributing to a 401(k) is a better option for most people. That’s because the entire contribution to a 401(k) is deducted at the participant’s marginal tax rate. Since the withdraws are typically done after retirement, they are taxed at […]