Loans

So many financial buzzwords attract our attention, but one stands out above the rest: “Free.” It’s one of the many words and phrases we respond to when it comes to finances. Free trials, one-month free passes, and tons of other “free” offers riddle our inboxes, our physical mailboxes, and the colorful signage around us. One of […]

The pandemic has thrown the economy into almost unprecedented levels of uncertainty. To compensate for factors like higher unemployment and increased lending risk, many banks have tightened up their purse strings. It’s now a bit more difficult to get approved for any kind of loan or credit. That’s bad news if you’re looking for a […]

Helping a family member or friend to secure a loan is a nice gesture. Co-signing a loan is very common, but not without its pitfalls. A poll by CreditCards.com found that 1 in 6 respondents had co-signed for someone else, whether to get a credit card or other type of loan. However, is it really […]

A personal loan can be a good idea for a number of reasons. It offers a way to get the cash you need – cash you can use to pay off debt, tackle expenses, or make a costly purchase. And you can take your time to pay back these loans, which gives you some flexibility.