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When it comes to monetary customs, tipping has to be one of the most confounding of all. The practice of giving a gratuity or tip originated in Tudor England (1485-1603). There, overnight guests in private homes were expected to provide a sum of money to the host’s servants. Since then, tipping has become a widely-adopted […]

Helping a family member or friend to secure a loan is a nice gesture. Co-signing a loan is very common, but not without its pitfalls. A poll by CreditCards.com found that 1 in 6 respondents had co-signed for someone else, whether to get a credit card or other type of loan. However, is it really […]

Most adults have a variety of debts. It’s just a fact of life for many of us. Consumer debt in the United States stood at just under $14 trillion at the end of 2019, according to the Federal Reserve. And among American consumers today, debt is concentrated in four main areas – mortgages, student loans, […]

When did you start learning about money? It probably wan’t as a small child. We bet it was at a much later point in your life. Maybe your mid-teens? Or perhaps you never really learned how to properly manage your money at all. Money management, like many other good habits, should start at a young […]