Estate Planning

A family trust is a legal entity that you can use to pass on your money and assets to one or more family members. You might think that sounds a lot like simply leaving a will. However, there are some key differences between a trust and a will. The main difference is that a trust […]

Creating a last will and testament is important for every adult. Especially if you have dependent children. However, a 2019 Merrill Lynch study found that less than 50% of people over the age of 55 have a will of any kind. Even worse, only 18% of Americans over age 55 have a will, healthcare directive, […]

People who need to borrow money would almost always rather source their funds from a friend or family member. It’s easy to see why. Payday loan companies charge exorbitant rates, and it’s a lot easier to deal with someone you know and care about than with a traditional bank. However, these kinds of situations can […]

Debt is a tricky issue at any time of life. However, it can become more complicated after a family member dies. You’re probably not sure what happens when a loved one passes away and leaves behind a bunch of debt. Who is responsible for settling them? Will you have to pay off your parents’ mortgage […]