Retirement Savings

Ah yes, the complicated and annoying 401(k) rollover. It’s yet another aspect of modern adulthood that our parents (and grandparents) generally didn’t have to deal with. It can be a hassle to figure out the tax consequences surrounding 401k retirement accounts — especially when changing jobs. However, it’s definitely an important task, and one that […]

Hopefully your retirement is a lifelong goal you (and potentially your spouse) are working towards. Or maybe it’s a scary transition you have no idea if you are ready for. Regardless, it can be difficult to figure out the perfect time to actually quit work for good. If you are nearing the end of your […]

Here’s a short pop quiz for you. How much are you paying in fees for your 401(k) account? No cheating. Don’t go look it up. Let’s be honest — you have no idea, do you? It’s okay. You’re not alone. A 2018 TDAmeritrade survey revealed that only about a quarter of people with employer sponsored 401(k) […]

Taking money from your retirement savings has always been a costly choice. There are tax implications, of course. You’ll also be borrowing from your own future, and losing out on any investment gains the money would have made if you left it alone. However, in the wake of a global health crisis and an uncertain […]