Personal Finance

What can put you both in the red and the black, financially speaking? Bills. Yes, we mean those greenbacks you work for to afford things like housing, utilities, and groceries. But those same amenities cost you throughout the month. Dollar bills increase our financial wealth, while service bills decrease it. It’s a fact of life. More […]

Creating a last will and testament is important for every adult. Especially if you have dependent children. However, a 2019 Merrill Lynch study found that less than 50% of people over the age of 55 have a will of any kind. Even worse, only 18% of Americans over age 55 have a will, healthcare directive, […]

Helping a family member or friend to secure a loan is a nice gesture. Co-signing a loan is very common, but not without its pitfalls. A poll by CreditCards.com found that 1 in 6 respondents had co-signed for someone else, whether to get a credit card or other type of loan. However, is it really […]

A personal loan can be a good idea for a number of reasons. It offers a way to get the cash you need – cash you can use to pay off debt, tackle expenses, or make a costly purchase. And you can take your time to pay back these loans, which gives you some flexibility.