Credit Score

There is a lot of financial misinformation out in the world. You can head online and read plenty of myths surrounding money and how it works. One of the subjects that suffers from the most glaring misunderstanding is your credit score (and your credit report, alongside it). The financial industry and government regulators have made […]

Sometimes it seems like banks and other financial institutions simply make up new phrases in order to make more money. For example, there was a time not that long ago when “Reverse Mortgage” wasn’t even a thing. Among the countless other confusingly named products, you can now apply for a “Credit Repair Loan.” Except you […]

If you’re new to the world of consumer credit, you should start out by educating yourself on the essentials of building a respectable credit history. This will make your future credit card, loan, and mortgage applications far more likely to succeed. It will also help you access larger loan amounts, credit limits, and lines of […]

Given how prevalent credit cards and borrowing have become in contemporary consumer culture, it should come as no surprise that millions have seen their credit scores plummet. There are lots of reasons for dropping credit scores. Failing to make payments on time, defaulting on debt, closing credit accounts, and rejected credit applications all take a […]