Credit Score

If you suffer from a low credit score, you’re probably anxious to fix it. A low (or non-existent) credit rating can make life difficult in all kinds of ways. It could cause you to lose out on a potential new apartment or pay much higher interest rates on your credit cards or while financing a […]

There is a lot of financial misinformation out in the world. You can head online and read plenty of myths surrounding money and how it works. One of the subjects that suffers from the most glaring misunderstanding is your credit score (and your credit report, alongside it). The financial industry and government regulators have made […]

Sometimes it seems like banks and other financial institutions simply make up new phrases in order to make more money. For example, there was a time not that long ago when “Reverse Mortgage” wasn’t even a thing. Among the countless other confusingly named products, you can now apply for a “Credit Repair Loan.” Except you […]

If you’re new to the world of consumer credit, you should start out by educating yourself on the essentials of building a respectable credit history. This will make your future credit card, loan, and mortgage applications far more likely to succeed. It will also help you access larger loan amounts, credit limits, and lines of […]