Did you know that owning a credit card is a key step in your quest for financial success? Choosing a credit card with the best perks and benefits can help you save thousands of dollars a year. Here we’ll teach you how to become the master of your own credit.
Credit
Sometimes it seems like banks and other financial institutions simply make up new phrases in order to make more money. For example, there was a time not that long ago when “Reverse Mortgage” wasn’t even a thing. Among the countless other confusingly named products, you can now apply for a “Credit Repair Loan.” Except you […]
4 minute read
Credit
You may have seen the term APR while applying for a new credit card. It officially stands for Annual Percentage Rate. Whether you are a first-time credit card user or a long-time card holder, the term APR is one you need to understand. The term APR is often interchangeable with annual interest rates (AIR), though […]
5 minute read
Credit
A balance transfer can be a useful strategy if you have multiple credit cards and you’re carrying a sizable balance on a relatively high-interest account. Balance transfers allow you to shift that debt from a higher-interest card to a card with lower rates. On paper, it appears to be a straightforward path to significant savings. […]
5 minute read
Credit
Credit cards are a financial tool. When used properly, they can help you successfully manage a temporary financial emergency. They can also help you build a strong credit score that is advantageous when applying for major loans, like a mortgage. However, it’s easy to run into trouble with your credit cards. They can quickly become […]
6 minute read