Did you know that owning a credit card is a key step in your quest for financial success? Choosing a credit card with the best perks and benefits can help you save thousands of dollars a year. Here we’ll teach you how to become the master of your own credit.
Credit
You may have seen the term APR while applying for a new credit card. It officially stands for Annual Percentage Rate. Whether you are a first-time credit card user or a long-time card holder, the term APR is one you need to understand. The term APR is often interchangeable with annual interest rates (AIR), though […]
5 minute read
Credit
A balance transfer can be a useful strategy if you have multiple credit cards and you’re carrying a sizable balance on a relatively high-interest account. Balance transfers allow you to shift that debt from a higher-interest card to a card with lower rates. On paper, it appears to be a straightforward path to significant savings. […]
5 minute read
Credit
Credit cards are a financial tool. When used properly, they can help you successfully manage a temporary financial emergency. They can also help you build a strong credit score that is advantageous when applying for major loans, like a mortgage. However, it’s easy to run into trouble with your credit cards. They can quickly become […]
6 minute read
Credit
Identity theft is a real and growing problem. In 2018, the Federal Trade Commission (FTC) processed 1.4 million fraud reports totaling $1.48 billion in financial losses. According to the FTC, the most common type of fraud involved identity theft and credit cards. That doesn’t even include cases of honest mistakes, where you receive a bill […]
5 minute read