About Nick Steinberg

There was a time, not so long ago, when the idea of working from home seemed like a pipe dream for many people. However, as technology improves and companies come around to the idea, remote work has become a reality for many of us. (Not to mention a global pandemic that forced many workers to […]

Setting up a monthly budget for you and your household is one of the first steps of smart financial management. However, it’s also something many of us struggle with. We know it’s important but seeing exactly how our money is being spent each month can be an uncomfortable experience. Better to just spend less than […]

When it comes to monetary customs, tipping has to be one of the most confounding of all. The practice of giving a gratuity or tip originated in Tudor England (1485-1603). There, overnight guests in private homes were expected to provide a sum of money to the host’s servants. Since then, tipping has become a widely-adopted […]

In the world of personal finance, “money saved for a rainy day” is far from the sexiest investment you can make. That doesn’t mean it’s not important though. When your life gets flipped upside down — whether from job loss, divorce, a death in the family, or any sort of unexpected financial crisis — having […]

Money is a difficult enough subject for committed spouses to discuss. So it’s understandable why many parents might bristle at the idea of bringing the topic up with their kids. Although children are often taught money fundamentals in school, these lessons should begin in the home. Taking a proactive role in your child’s financial education […]

Buying your first home can be a daunting task. It’s not only a major life milestone but a financial one too. Making matters worse, soaring prices and stagnant wages have made it more difficult for millennials to enter the real estate market. Much harder than it was for their parents’ generation, at least. However, that […]

Similar to how you need to have money to make money, there’s a bit of a catch 22 in choosing a place to live. The best financial opportunities are often found in prosperous cities. However, it often costs more to live in one of these places. Finding a balance between living costs and your own […]

Over the last few decades, the birth rate in developed countries like Canada and the United States has significantly declined. While it’s true that young people today are more likely to go childless, there are still many millennials who want to become parents. Unfortunately, economic factors such as stagnant wages and out of control housing […]

For many of us, travel is one of the most enjoyable and rewarding experiences in our lives. Unfortunately, unless you’re taking a staycation, it also tends to cost a lot of money. Between accommodations, airfare, meals, and other expenses, it’s no surprise that the average American spends $1,979 on summer vacations alone. Finding the right […]

A generation ago, renting was viewed largely as a temporary living situation on the road to home ownership. However, thanks to various economic and lifestyle factors, people in their 20s and 30s are now waiting longer to buy a home. Some are foregoing it altogether. In general, one of the advantages of renting is that […]