About Nick Steinberg

In the world of personal finance, “money saved for a rainy day” is far from the sexiest investment you can make. That doesn’t mean it’s not important, though. When your life gets flipped upside down — whether from job loss, divorce, a death in the family, or any sort of unexpected financial crisis — having […]

Teaching kids about money is one of the most valuable lessons a parent can offer, yet it’s a topic many families avoid. Children form financial habits earlier than most adults realize, and those early lessons shape how they save, spend, and make decisions later in life. By introducing simple concepts at home and creating open […]

Buying your first home can feel overwhelming, especially when it’s both a major life milestone and one of the biggest financial decisions you’ll ever make. Beyond choosing a neighborhood or style of home, the real challenge is ensuring you’re fully prepared for the long-term financial responsibilities that come with ownership. By understanding your budget, strengthening […]

No matter your income, most people work toward financial stability. When bills are manageable, investments grow, and there’s room for small luxuries, it’s easy to forget how quickly circumstances can change. A job loss, medical issue, or unexpected expense can disrupt stability and take a toll on mental health. While challenging, there are practical ways […]

Many couples in long-term relationships openly discuss major life topics—marriage, children, values, and other potential deal breakers. Yet money is often overlooked, even though financial disagreements frequently strain relationships. Mixing love and finances isn’t simple, but healthy communication can make a significant difference. While disagreements can’t be eliminated entirely, couples can take practical steps to […]

The life of a student can be a difficult one. In addition to studying and getting good grades, you need to juggle expenses such as housing, tuition, and a whole lot more. It’s no wonder students are carrying such massive debt. Unfortunately, most students enter college and university with no idea how to handle their […]