Retirement can be an exciting time in life. After working diligently for years and through careful planning, you are now finally able leave the proverbial rat race. You can finally have time all to yourself. You’ve earned it! A secure retirement can provide much needed peace of mind. However, before taking this big life step, […]
When used responsibly, credit cards can be very beneficial. However, very few people actually use credit cards properly. Too often they become the source of major financial problems. According to consumer advocacy organization Debt.org, more than 189 million Americans have at least one credit card. The average credit card holder has at least three. Many […]
Retirement is big business these days. With the last of the Baby Boom generation reaching retirement age and Generations X, Y, and Z now responsible for their own financial security, banks, brokerages and investment firms are tripping over themselves to sell us on what we should do to successfully save for old age. The truth […]
There are lots of common financial mistakes that many of us make. Not budgeting for monthly expenses, for example. These mistakes, while not advisable, usually aren’t too damaging. If you can correct the course, your personal finances will be back on track quickly and easily. However, there are also some serious mistakes that people make […]