About Devon Taylor

Banking is a great — and almost necessary — way to keep your money safe and managed. Unfortunately, it isn’t free. Here are the most common bank fees you’ll encounter, and how to lower them — or eliminate them completely. Account Maintenance Fees This is the most basic type of banking fee. Basically, almost any […]

Everyone is prone to at least a bit of impulse buying. You know, those purchases that you didn’t really plan (or even need, for that matter), but still still end up in your shopping bag or virtual cart. They are the sugary snacks near the checkout line. They are the targeted ads you see on […]

You may have noticed a stark increase in advertising for “ultra luxury condos” in your area lately. These swanky apartment rentals or real estate options are becoming increasingly popular — especially in larger cities. At first, you’d only find them in more “glamorous” cities like New York, Los Angeles, or Miami. However, now they are […]

When it comes to saving for retirement, a Roth IRA is one of the best vehicles you can use. This is especially true if you think you might have a higher income in retirement than you do while working. This could be the case if you have significant non-cash assets, like stocks or real estate. […]

Your credit score is incredibly important. It takes various aspects of your financial life — debt load, credit limits, loan history, credit card usage, and even utility payments — and combines it all into one three-digit number. That number is your credit score. It’s responsible for a lot of important things in your life, even […]

Your mortgage is very likely the largest debt you’ll ever have. It’s hundreds of thousands (or even millions) of dollars, that you’ll spend close to three decades paying off. So if you ever find yourself with an opportunity to pay off some — or even all — of your mortgage early, it would definitely be […]

Trying to find ways to make a bit of extra cash? There’s an app for that, as the famous marketing slogan for Apple’s App Store goes. (Don’t worry, Android users, there’s plenty of options here for you too.) There are dozens of smartphone apps that offer you a small monetary reward for completing various tasks. […]

When you finally reach that point in your life where you can retire, your budgeting needs to adjust. After all, you’re no longer bringing in a regular income. Instead, you’re most likely on a strict fixed income made up of your savings, investments, and social security. As a result, many retirees stop spending money on […]