retirement planning

Key Takeaways Estimate your retirement expenses: Choose an approach that makes sense for you, whether it’s making a detailed list of necessary and discretionary spending, or using an online calculator. If you can lower your retirement expenses, then you won’t have to save as much to reach your target goal. Calculate how much you’ll need to […]

The best advantage that retirement brings is that you no longer need to be tied down to your job. Retirees can take this opportunity to relocate anywhere they want. That is why you may see many retirees relocate during their senior years. When choosing a state for your retirement, it is important to consider the […]

I still remember my first Toastmasters’ speech on the need to save for retirement. It was actually from a couple of decades ago, which is hard to believe. You see, I wanted to improve my public speaking skills. My boss suggested that I attend these events where I would get a chance to practice speaking […]

People who hang it up at age 55 (or younger) are generally considered to have retired early. With careful planning and financial discipline, it’s possible to save enough for an early retirement on a median-range income. However, there are also some lurking financial pitfalls that don’t rear their heads until after you’ve said goodbye to […]