Recommendations

Retirement can be an exciting time in life. After working diligently for years and through careful planning, you are now finally able leave the proverbial rat race. You can finally have time all to yourself. You’ve earned it! A secure retirement can provide much needed peace of mind. However, before taking this big life step, […]

When used responsibly, credit cards can be very beneficial. However, very few people actually use credit cards properly. Too often they become the source of major financial problems. According to consumer advocacy organization Debt.org, more than 189 million Americans have at least one credit card. The average credit card holder has at least three. Many […]

Food falls into a category known as “mandatory spending” in the personal finance world. We have to eat—it’s a fact of life. From a money management standpoint, buying groceries is a much wiser than eating out, as it costs far less to feed yourself than it does to pay someone else to feed you. Yet, […]

Credit card companies continue to innovate in their ongoing campaign to attract new business. Over the past few years, market leaders have started offering appealing bonuses designed to entice consumers to open new accounts. These bonuses take many forms, from cash back or travel miles, to rewards points and other freebies. In evaluating the many […]