Home Ownership
Most homebuyers need a mortgage to finance the purchase of their house. Very few of us can afford to buy a house outright, with cash. So we seek out a loan from a bank or other financial institution that offers mortgages. In order to qualify, you need a good credit score and a chunk of […]
10 minute read
Financial Advice
From a personal finance perspective, millennials have inherited quite a volatile world. Higher education is more expensive than ever. House prices across North America are surging. The looming specter of climate change will likely have major economic implications too (Though even the most accomplished experts can’t predict them.) And on top of it all, COVID-19 […]
8 minute read
Home Ownership
When shopping around for a home, one of the first questions you should ask yourself is how much house you can afford. Understanding whether or not you can afford a specific mortgage payment — and the rest of the costs that come with home ownership — is a necessary part of the process. Make sure […]
8 minute read
Home Ownership
It’s a well-known joke that basically every real estate agent will always tell you that now is a great time to buy a house. Apparently there’s literally never a bad time. However, with mortgage rates currently at truly historic lows, those realtors may be right. If you’re ready to take the plunge, we’re here to […]
10 minute read