Real Estate

Closing costs are part of practically every real estate transaction. Buyers and sellers both incur them, and they apply on top of the property’s agreed-upon sale price. Under U.S. law, financial institutions must fully disclose all applicable closing costs to both buyers and sellers. Furthermore, both involved parties must agree to the costs before the […]

Selling your house can be tricky. For most of us, buying and selling homes will rank among the largest financial transactions we will make in our lives. While there are plenty of ways to avoid simple house selling mistakes, it’s particularly hard to know exactly when to sell your house. There are many factors involved. Some […]

Most homebuyers need a mortgage to finance the purchase of their house. Very few of us can afford to buy a house outright, with cash. So we seek out a loan from a bank or other financial institution that offers mortgages. In order to qualify, you need a good credit score and a chunk of […]

From a personal finance perspective, millennials have inherited quite a volatile world. Higher education is more expensive than ever. House prices across North America are surging. The looming specter of climate change will likely have major economic implications too (Though even the most accomplished experts can’t predict them.) And on top of it all, COVID-19 […]