Real Estate

A homestead exemption is a provision that helps certain taxpayers reduce their property taxes (and protect the homestead from creditors) following the declaration of bankruptcy or death of a spouse. The exemption lowers the taxable value of a property by a certain amount. This is done based on a graduated scale. That means that lower […]

From a personal finance perspective, millennials have inherited quite a volatile world. Higher education is more expensive than ever. House prices across North America are surging. The looming specter of climate change will likely have major economic implications too (Though even the most accomplished experts can’t predict them.) And on top of it all, COVID-19 […]

If you’re age 62 or older, own your own home, and are searching for different ways to fund your retirement, securing a reverse mortgage may be the answer for you. A reverse mortgage is a financial product that enables you to easily convert the equity.

Buying your first home can feel overwhelming, especially when it’s both a major life milestone and one of the biggest financial decisions you’ll ever make. Beyond choosing a neighborhood or style of home, the real challenge is ensuring you’re fully prepared for the long-term financial responsibilities that come with ownership. By understanding your budget, strengthening […]