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Personal Finance

When Couples Should (and Shouldn’t) Combine Their Finances Young couple managing their finances Financial Advice

When Couples Should (and Shouldn’t) Combine Their Finances

Should you or shouldn’t you? When you find yourself married (or just in a serious romantic relationship), the question of how or when to combine your finances is a common one. You’ll have to decide how to best merge your respective finances together — of whether you do it at all. Will all your accounts […]

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9 minute read

Why You Should “Close Out” Your Budget Every Month Woman Working on Budget at Desk Budgeting

Why You Should “Close Out” Your Budget Every Month

You hear it a lot. You absolutely need a personal budget. Every financial expert will tell you. There are multiple articles on this very site that help guide you towards building and maintaining a successful budget. You can even download multiple apps to help you out. It’s important! How will you ever feel in control […]

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4 minute read

How to Safely Lend Money to Family and Friends Man Lending Money to Friend Loans

How to Safely Lend Money to Family and Friends

People who need to borrow money would almost always rather source their funds from a friend or family member. It’s easy to see why. Payday loan companies charge exorbitant rates, and it’s a lot easier to deal with someone you know and care about than with a traditional bank. However, these kinds of situations can […]

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5 minute read