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There is a lot of financial misinformation out in the world. You can head online and read plenty of myths surrounding money and how it works. One of the subjects that suffers from the most glaring misunderstanding is your credit score (and your credit report, alongside it). The financial industry and government regulators have made […]

Retirement is a big transition, no matter how prepared you might be. Along with the adjustment of having more free time on your hands comes the reality of living on a fixed income. It can be a real shock sometimes. In fact, a survey by RBC Insurance Services found that 60% of retirees worry about […]

In response to the economic impact from the Coronavirus concerns, the U.S. Federal Reserve announced an emergency rate cut this week. The Federal Open Market Committee axed the target by a half percent, going from 1.75% down to 1.25%. It’s the largest single reduction since 2008, when rates were adjusted to respond to the financial […]

Turning 40 is a milestone in anyone’s life. When your forties begin, you are officially entering middle age. That means you are no longer a “young adult.” You’re definitely not a kid anymore, so time to act like it — financially, at least. You really should have your financial affairs in order by the time […]