Organic

If there’s any silver lining in the absolute financial chaos caused by the pandemic, it’s that interest rates have plummeted. In fact, mortgage rates around the country have now dropped below 3%. For a 30-year mortgage, you haven’t been able to grab a rate that low is almost 50 years. If you’re looking to borrow […]

A family trust is a legal entity that you can use to pass on your money and assets to one or more family members. You might think that sounds a lot like simply leaving a will. However, there are some key differences between a trust and a will. The main difference is that a trust […]

Here’s a short pop quiz for you. How much are you paying in fees for your 401(k) account? No cheating. Don’t go look it up. Let’s be honest — you have no idea, do you? It’s okay. You’re not alone. A 2018 TDAmeritrade survey revealed that only about a quarter of people with employer sponsored 401(k) […]

You’ve heard plenty about the avalanche and snowball methods for paying off debt. They definitely have their merits. But don’t get buried in calculations or smacked in the face with a bunch of little debts that gang up on your savings. Instead, use the lasso method. It will wrangle your debt and put yourself on […]