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When It Makes Sense to Pay Down Debt at a Slower Pace Couple Considering Debt in Kitchen Financial Advice

When It Makes Sense to Pay Down Debt at a Slower Pace

When the topic of debt comes up, we are usually talking about tackling the sum as quickly as possible. We want to reduce and eliminate it as fast as possible. The most obvious reason to attack debt as fast as you can is to save yourself money. With less debt, you’ll be able to minimize […]

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4 minute read

Should You Pay Off Your Mortgage Faster or Invest More? Investing

Should You Pay Off Your Mortgage Faster or Invest More?

In many ways, choosing between paying off the mortgage faster or investing more mirrors the decision gamblers make every time they place a bet at the slot machine. If you really think about it, each pull of the handle is just like when someone decides to “invest.” Sure, it’s possible to win given the right […]

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5 minute read

How To Evaluate A Charity Before Giving Them Your Money People Giving Money to Charity Box Financial Advice

How To Evaluate A Charity Before Giving Them Your Money

Charitable giving is big business. Americans give more than $1 billion a day to charities — more than $400 billion a year – according to the Giving Institute, a national organization that is committed to enhancing philanthropy. Most of that money actually comes from individuals, not corporations and foundations. This proves that Americans are incredibly […]

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6 minute read

Why You Should “Close Out” Your Budget Every Month Woman Working on Budget at Desk Budgeting

Why You Should “Close Out” Your Budget Every Month

You hear it a lot. You absolutely need a personal budget. Every financial expert will tell you. There are multiple articles on this very site that help guide you towards building and maintaining a successful budget. You can even download multiple apps to help you out. It’s important! How will you ever feel in control […]

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4 minute read