Loans

Unfortunately, finances are not a subject in which most people get a thorough, practical education. We’re often left to our own devices. As a result, we often make some ill-informed decisions or come to faulty conclusions. Why can’t they just teach us about credit card debt or how to do our taxes in high school? […]

Unless you are somehow capable of ignoring all advertising, you’ve certainly heard of those “buy now, pay later” offers. Traditionally, they were made for big ticket items like furniture, TVs, or appliances. Now they are being offered on even more items, including basic clothing. Online retailers are using the phrase “digital layaway,” where they send […]

We’ve all been in the unenviable situation where money can threaten to hurt a relationship. The funny thing is, it’s sometimes not even a huge amount of money that can make things awkward. Most of the time, the awkward moments involve day-to-day amounts. Yet they can still lead to anxiety and anger. Do you remember […]

So many financial buzzwords attract our attention, but one stands out above the rest: “Free.” It’s one of the many words and phrases we respond to when it comes to finances. Free trials, one-month free passes, and tons of other “free” offers riddle our inboxes, our physical mailboxes, and the colorful signage around us. One of […]