financial advice

There’s no ideal time for a financial emergency to fall into your lap. Perhaps you arrive home to a flooded basement, or you lose your job unexpectedly. The best way to mitigate a costly emergency is to establish a fund that can cover sudden expenses. Let’s look at why emergency funds are so important and […]

There are a lot of tools in the diligent saver’s toolbox. Most are already familiar with the most popular ones, like Individual Retirement Accounts and 401(k) plans. Recent macroeconomic trends and bank rate adjustments has led to the emergence of another key savings tool. High yield savings accounts are far from new. They’ve always delivered […]

Have you ever heard someone ask “why is it so darn expensive to be poor?” It’s not just a piece of bitter complaining from someone who is down on their financial luck. The truth is that it is literally more expensive to be poor. That, in turn, makes it almost impossible for people with less […]

I’ve always identified myself as a penny pincher. However, I wouldn’t necessarily say I’m proud of that label. Then again, I’ve never fully shied away from it either. After all, I credit my willingness to scrap and save for giving me courage to jump into the unknown of entrepreneurship when I started MoneyNing.com, all those years […]