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If you’re tired of renting, but don’t have great credit, don’t give up hope! Yes, it is actually possible to obtain a home loan with poor credit.  Below is a quick guide to help you find opportunities for a mortgage, even if you do have a low credit score. What Exactly is “Poor Credit” Experian, […]

Knowing your credit score is one thing. Understanding exactly how it’s calculated is another thing altogether. If you’re curious about how your credit score is determined, you’ve come to the right place. We’ll show you exactly how companies such as Equifax, Experian, and TransUnion come up with those numbers — you know, the ones that […]

If you’ve come across the terms “fixed rate” and “variable rate” before, you might have overlooked them as complicated financial terms. But really, when you break it down, fixed and variable rates are actually fairly simple. They are exactly what they sound like — an interest rate that is either set in one spot or […]

When you’re ready to buy a house, a mortgage pre-approval is a smart step to take. Whether it’s your very first house or just your next one, mortgage pre-approval will ease your stress and save you a bunch of time. After going through the pre-approval process, you’ll have a much clearer idea about your overall […]