Debt Counselling

Most of us are well aware how debt works. We know we shouldn’t buy things that we can’t afford. Instead, we know we’re supposed to save up for major purchases. It’s just smart financial sense to not make a bunch of purchases that drive up your debt. However, when it all comes right down to […]

One of the reasons that debt can be such a difficult financial issue to deal with is that those interest charges keep you making payments for a looooong time. A 30-year fixed rate mortgages strangles you exactly as long as it sounds – 30 ridiculous years. That’s 360 payments you need to make, which span […]