Credit Score

If you already have some degree financial savvy — we’ll assume you do, since you’re here on our site — you probably check your credit score regularly. If you don’t, now is the time to start. You can check your credit score for free in places like Credit Karma or the three main reporting bureaus […]

Credit is an important part of your finances. Having a strong credit history and a positive credit score will make your life much easier. It ensures that you can get affordable loans, whether it be a mortgage, a car loan, or something like a credit card or line of credit. Your credit history and score […]

Credit limit increases are a double-edged sword. On one hand, accepting your credit limit increase can improve your credit score. On the other hand, having more credit can be risky. If you’re not careful, it can lead to greater amounts of debt. So what should you do if your credit card company offers you a […]

If you suffer from a low credit score, you’re probably anxious to fix it. A low (or non-existent) credit rating can make life difficult in all kinds of ways. It could cause you to lose out on a potential new apartment or pay much higher interest rates on your credit cards or while financing a […]