Buying a Home

The COVID-19 economy has brought on some pretty wild market fluctuations. Stocks collapsed during the early stages of the pandemic, then quickly recovered. Oil crashed, then soared. Commodity indexes surged as inflation took hold in 2021. Perhaps most glaring of all is the state of the U.S. real estate market. Prices are exploding, bidding wars […]

Closing costs are part of practically every real estate transaction. Buyers and sellers both incur them, and they apply on top of the property’s agreed-upon sale price. Under U.S. law, financial institutions must fully disclose all applicable closing costs to both buyers and sellers. Furthermore, both involved parties must agree to the costs before the […]

I haven’t really talked about this publicly before, but we had to win a bidding war to buy our house last year. To make matters worse, it was right before the onset of the pandemic, making everything that much more stressful. Luckily, we succeeded and my family now enjoys living in a bigger, newer home. […]

Many people will tell you that you can’t really time the housing market. However, I can tell you that buying our home last year at the onset of the pandemic was one of the worst times. Dealing with the limbo period known as escrow – the waiting period while the buyer’s money is held by […]