Budgeting

I’ve always identified myself as a penny pincher. However, I wouldn’t necessarily say I’m proud of that label. Then again, I’ve never fully shied away from it either. After all, I credit my willingness to scrap and save for giving me courage to jump into the unknown of entrepreneurship when I started MoneyNing.com, all those years […]

If you read the first article in our “Retire at 55” learning path, then you’ve already taken a key step toward early retirement planning: calculating how much money you’ll need to retire at 55. If that number looks daunting, don’t worry. Follow our 11 budgeting tips and you’ll be in a better position to save […]

Being frugal isn’t so much about what you buy. Really, it’s more of a state of mind. A different way of living. Too often, we get caught up in penny pinching in a way that isn’t healthy for our finances – or our sanity. If you’ve been trying (and failing) to get your budget balanced […]

Readers, I need to tell you a story. It’s about a friend of mine, named Sam. I’ve known Sam for decades — since we were high school freshman together, actually. Unfortunately, Sam has never quite learned what it means to “live within your means.” Or, to say in inversely, Sam consistently lives well beyond his […]