It’s not often in life that we get second chances. When we do though, it’s typically in our best interest to take them. Whether you’re able to make anything of that second chance is often left up to fate. However, there are certain instances where the power to change your future lies square in your […]
Owning a house is an accomplishment that takes quite a while to achieve. Luckily, there are plenty of ways you can make that dream come true, especially nowadays. Purchasing a house with an FHA loan is one of them. You may have previously heard about FHA loans. However, did you know you can use this […]
Are you looking to make some extra money, but not sure where to start? There are plenty of freelance websites out there. They will offer you a chance at a side gig, no matter what you’d like to get into. However, sometimes knowing which freelance sites are worth visiting or signing up for can be […]
If you’re tired of renting, but don’t have great credit, don’t give up hope! Yes, it is actually possible to obtain a home loan with poor credit. Lenders know that not everyone has perfect finances. Life happens! Having a low credit score shouldn’t keep you from owning your dream home. Rest assured, there are options […]
Knowing your credit score is one thing. Understanding exactly how it’s calculated is another thing altogether. If you’re curious about how your credit score is determined, you’ve come to the right place. We’ll show you exactly how companies such as Equifax, Experian, and TransUnion come up with those numbers — you know, the ones that […]
If you’ve come across the terms “fixed rate” and “variable rate” before, you might have overlooked them as complicated financial terms. But really, when you break it down, fixed and variable rates are actually fairly simple. They are exactly what they sound like — an interest rate that is either set in one spot or […]
Desperate times may call for desperate measures. But that doesn’t mean you should rush into any financial decisions, especially now. If your household is facing credit card debt, consolidation could be the answer you’re looking for. Knowing which particular method to choose, however, can be a confusing process. That’s where this article comes in. For […]
Cutting costs, sticking to a budget, and exacting as much value as possible on all fronts has largely become the financial modus operandi for many folks these days. Many government programs, such as the stimulus, have helped families as well. And in fact, the President’s order to allow student loan holders the option of delaying […]
The web contains hundreds of financial-related sites, and every one of them promises to give you the advice necessary to achieve monetary success. Add on top the same ‘ol nuggets of wisdom you get from your parents or your friends, and it’s easy to feel like there’s seemingly no end to the list of “do’s […]
Trying to find a rental can cause extra stress on you and everyone involved. Mix in a pandemic and it’s downright challenging. It seems impossible to find what you want, where you want it, and at a price you can afford. To help you avoid at least part of that stress, we’ve put together a […]
These days, getting creative with your money puts you ahead of the game. One way you can consolidate debt is refinancing your home to pay off your student loan debt. That said, refinancing your home may not be the smartest option for everyone. To help guide you towards that decision, we’ve put together the following […]
There was a time not so long ago when many people weren’t driving their cars every day. Now that more people are out and about, it’s even more important to make sure your car insurance policy is up-to-date. To help you compare rates and potentially find a new policy, we’ve put together a list of […]