Mortgage Rates

Your mortgage is very likely the largest debt you’ll ever have. It’s hundreds of thousands (or even millions) of dollars, that you’ll spend close to three decades paying off. So if you ever find yourself with an opportunity to pay off some — or even all — of your mortgage early, it would definitely be […]

If you’re thinking about moving to a new city, then you should consider several factors to determine if you’ll be happy there. In addition to economic indicators like the poverty rate and median household income, consider things like the crime rate. To help get you started, we’ve done the legwork and found 10 cities from […]

Average closing costs of a mortgage are anywhere from 2-to-6% of the total loan amount. A no-closing-cost mortgage refinance rolls those costs into the overall mortgage amount, or trades them for higher interest rates. No-closing-cost refinances almost always cost you more money in the long run, but can be a good short-term solution when money […]

Consumers are contending with inflation numbers that are close to 40-year highs. Inflation impacts both everyday purchases like groceries and big purchases like homes. Whether you own a home or want to buy one, consider these nine effects of inflation. It’s no wonder that record inflation has many consumers on edge. Americans are shelling out […]

I haven’t really talked about this publicly before, but we had to win a bidding war to buy our house last year. To make matters worse, it was right before the onset of the pandemic, making everything that much more stressful. Luckily, we succeeded and my family now enjoys living in a bigger, newer home. […]

Selling your house can be tricky. For most of us, buying and selling homes will rank among the largest financial transactions we will make in our lives. While there are plenty of ways to avoid simple house selling mistakes, it’s particularly hard to know exactly when to sell your house. There are many factors involved. Some […]

Real estate is often touted as one of the best investments, especially for people with limited financial knowledge. Famous industrialist Andrew Carnegie once noted that 90% of millionaires made their money in real estate. Dollar for dollar, experts agree that property ownership is one of the safest and most reliable ways to build wealth. However, […]

We keep hearing that the housing market is going gangbusters in this pandemic. However, knowing that things are generally really good is cold comfort if you’ve been waiting around for your house to sell. Believe it or not, some people wait over a year for that shiny red “SOLD” sign to go up on their […]

If you’re tired of renting, but don’t have great credit, don’t give up hope! Yes, it is actually possible to obtain a home loan with poor credit. Lenders know that not everyone has perfect finances. Life happens! Having a low credit score shouldn’t keep you from owning your dream home. Rest assured, there are options […]

When you’re ready to buy a house, a mortgage pre-approval is a smart step to take. Whether it’s your very first house or just your next one, mortgage pre-approval will ease your stress and save you a bunch of time. After going through the pre-approval process, you’ll have a much clearer idea about your overall […]