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Personal Loans

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Loan Sharks: What Are They And What Do They Do? Vector illustration of loan shark Personal Loans

Loan Sharks: What Are They And What Do They Do?

When most people think about loan sharks, it conjures images of shady gangsters from mob movies. You know, the guys who start breaking the legs of people who owe them money. This depiction is not really accurate. While loan sharks do exist, they rarely have anything to do with organized crime. Violence is seldom part of […]

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No Credit Check Loans: What Are They and How Do They Work? Young couple considering loan paperwork Personal Loans

No Credit Check Loans: What Are They and How Do They Work?

When processing applications for standard personal loans, financial institutions normally perform credit checks. This usually involves what is known as a “hard pull” of your credit file, which makes your score dip. Thus, the very act of applying for a loan can hurt your credit, regardless of whether you’re approved in the end. No credit […]

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Should You Use Those “Buy Now, Pay Later” Deals? Store Display Window with Buy Now Pay Later Sign Personal Loans

Should You Use Those “Buy Now, Pay Later” Deals?

Unless you are somehow capable of ignoring all advertising, you’ve certainly heard of those “buy now, pay later” offers. Traditionally, they were made for big ticket items like furniture, TVs, or appliances. Now they are being offered on even more items, including basic clothing. Online retailers are using the phrase “digital layaway,” where they send […]

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5 minute read

How a Personal Loan Could Lead You to Financial Freedom Personal Loans

How a Personal Loan Could Lead You to Financial Freedom

A personal loan could be the key to achieving financial freedom. With a potentially lower interest rate than credit cards and the ability to consolidate your debt easily, a personal loan could help you begin making progress towards paying off your debt. And you can see if you qualify in minutes online.

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Latest News

Best & Worst States To Consider Investing In Real Estate Home Ownership

Best & Worst States To Consider Investing In Real Estate

When buying an investment property, deciding where to buy is the first thing to do. But how do you sort through all 50 states to choose the right real estate market to invest in? There are a few things to consider, including property taxes, landlord-tenant laws, and whether rent prices are increasing. To help get […]

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5 minute read

The U.S. Cities With The Highest Quality of Life 2022 Financial Advice

The U.S. Cities With The Highest Quality of Life 2022

There are plenty of factors to consider when it comes time to decide where you want to live. You don’t want to just choose a city that is the cheapest, since those locations often come with other negative aspects — poor healthcare systems, lower paying jobs, and crumbling public education and infrastructure. On the other […]

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9 minute read

4 Ways for Seniors to Save Money on Energy Costs Financial Advice

4 Ways for Seniors to Save Money on Energy Costs

The economical downturn due to recent events has led to a big strain on low-income households, including seniors. One place where these households are seeing great strain is on their energy bill. Two-thirds of low-income households spend more than six percent of their income on energy costs, according to a 2020 report. Furthermore, two out […]

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