Personal Loans

When most people think about loan sharks, it conjures images of shady gangsters from mob movies. You know, the guys who start breaking the legs of people who owe them money. This depiction is not really accurate. While loan sharks do exist, they rarely have anything to do with organized crime. Violence is seldom part of […]

When processing applications for standard personal loans, financial institutions normally perform credit checks. This usually involves what is known as a “hard pull” of your credit file, which makes your score dip. Thus, the very act of applying for a loan can hurt your credit, regardless of whether you’re approved in the end. No credit […]

Unless you are somehow capable of ignoring all advertising, you’ve certainly heard of those “buy now, pay later” offers. Traditionally, they were made for big ticket items like furniture, TVs, or appliances. Now they are being offered on even more items, including basic clothing. Online retailers are using the phrase “digital layaway,” where they send […]

A personal loan could be the key to achieving financial freedom. With a potentially lower interest rate than credit cards and the ability to consolidate your debt easily, a personal loan could help you begin making progress towards paying off your debt. And you can see if you qualify in minutes online.

You may have noticed a stark increase in advertising for “ultra luxury condos” in your area lately. These swanky apartment rentals or real estate options are becoming increasingly popular — especially in larger cities. At first, you’d only find them in more “glamorous” cities like New York, Los Angeles, or Miami. However, now they are […]

Being the subject of a personal injury or negligence claim can be a stressful experience. If you’re judged to be liable for a person’s injury, you could have to pay out a substantial sum of money. Additionally, the media attention surrounding the claim could be damaging to your brand if you run a business. To […]

Everyone is prone to at least a bit of impulse buying. You know, those purchases that you didn’t really plan (or even need, for that matter), but still still end up in your shopping bag or virtual cart. They are the sugary snacks near the checkout line. They are the targeted ads you see on […]

When it comes to saving for retirement, a Roth IRA is one of the best vehicles you can use. This is especially true if you think you might have a higher income in retirement than you do while working. This could be the case if you have significant non-cash assets, like stocks or real estate. […]

The holidays are right around the corner, and that means you’ll be hearing about two sales a lot: Black Friday and Cyber Monday. These huge deal days have blurred together in the minds of some shoppers, but they aren’t carbon copies of one another. Something marked down on Black Friday may be even cheaper on […]

Once you hit retirement age, you might have a bucket list you intend to check off. These are your golden years, which typically means you have more time to spend on yourself. Unfortunately, spend is often the operative word. If retirees aren’t careful, they might overspend on big-ticket bucket list items they wind up regretting. […]