Let’s face it - loans are a fact of life. From school tuition and vehicles to homes and businesses, there are few major investments in life that don’t require a loan to help foot the bill at the beginning. Here we’ll catch you up to speed on the various types of loans, how to get the best rates and, most importantly, the ins and outs of paying them off.
Loans
Life is often unpredictable — and expensive. There’s no shortage of things that can randomly pop up and put immediate strain on your short-term budget. Ideally, you have some sort of emergency fund for these unexpected expenses. Or at least access to something like a credit card or line of credit. The interest charges associated […]
7 minute read
Loans
Do you have any equity in your vehicle? If you do, you might be surprised to know that it can be an unlikely source of money. An auto equity loan is a relatively new financial product. In fact, we didn’t even know it was a thing until recently. However, after looking into it we realized […]
7 minute read
Small Business Loans
The government offers plenty of small business grants, for a variety of qualifying reasons. Corporations and non-profits also have a large amount of financial assistance available for small businesses, especially those seeking pandemic relief. Minority business owners may have a leg-up on receiving grants or low-cost loans, as many cater to the BIPOC, Latinx, LGBTQ2+, […]
4 minute read
Auto Loans
No money down auto loans help borrowers to finance vehicles without any out of pocket outlay. They are usually favored by consumers with good credit scores who don’t want to overcommit their cash. Some providers specialize in providing them as financing solutions to people who don’t meet conventional loan requirements. There’s little doubt that no […]
7 minute read