Let’s face it - loans are a fact of life. From school tuition and vehicles to homes and businesses, there are few major investments in life that don’t require a loan to help foot the bill at the beginning. Here we’ll catch you up to speed on the various types of loans, how to get the best rates and, most importantly, the ins and outs of paying them off.
Small Business Loans
The government offers plenty of small business grants, for a variety of qualifying reasons. Corporations and non-profits also have a large amount of financial assistance available for small businesses, especially those seeking pandemic relief. Minority business owners may have a leg-up on receiving grants or low-cost loans, as many cater to the BIPOC, Latinx, LGBTQ2+, […]
4 minute read
Auto Loans
No money down auto loans help borrowers to finance vehicles without any out of pocket outlay. They are usually favored by consumers with good credit scores who don’t want to overcommit their cash. Some providers specialize in providing them as financing solutions to people who don’t meet conventional loan requirements. There’s little doubt that no […]
7 minute read
Auto Loans
Loan refinancing is a great way for borrowers to reduce their monthly payments and save on interest charges. However, things are a bit more challenging for people with bad credit. Low credit scores usually mean two things: higher interest rates and a tougher time getting financed. Your best bet is to focus on improving your […]
6 minute read
Student Loans
In general, earning a college degree is a sound investment in your future. According to the Bureau of Labor Statistics, the median weekly earnings of those with a bachelor’s degree is $1,305 vs. $781 for those with a high school diploma. However, some colleges provide a better return on investment than others. And considering how […]
10 minute read