Let’s face it - loans are a fact of life. From school tuition and vehicles to homes and businesses, there are few major investments in life that don’t require a loan to help foot the bill at the beginning. Here we’ll catch you up to speed on the various types of loans, how to get the best rates and, most importantly, the ins and outs of paying them off.
Auto Loans
Loan refinancing is a great way for borrowers to reduce their monthly payments and save on interest charges. However, things are a bit more challenging for people with bad credit. Low credit scores usually mean two things: higher interest rates and a tougher time getting financed. Your best bet is to focus on improving your […]
6 minute read
Student Loans
In general, earning a college degree is a sound investment in your future. According to the Bureau of Labor Statistics, the median weekly earnings of those with a bachelor’s degree is $1,305 vs. $781 for those with a high school diploma. However, some colleges provide a better return on investment than others. And considering how […]
10 minute read
Student Loans
It’s long been accepted that furthering your education is one of the best ways to increase your earning power. Specialized training can go a long way toward developing skills that others are willing to pay more for. However, there is no singular “right” way to get this education or training. As a society, we place […]
9 minute read
Auto Loans
For many Americans, having a car is a necessity. Maybe you live somewhere without adequate public transportation. Maybe you need a car to get to work, take children to school, or make regular visits to aging parents. Whatever the season, this need certainly comes with a cost. In short, driving isn’t cheap. And if you […]
6 minute read