Let’s face it - loans are a fact of life. From school tuition and vehicles to homes and businesses, there are few major investments in life that don’t require a loan to help foot the bill at the beginning. Here we’ll catch you up to speed on the various types of loans, how to get the best rates and, most importantly, the ins and outs of paying them off.
Loans
Do you have any equity in your vehicle? If you do, you might be surprised to know that it can be an unlikely source of money. An auto equity loan is a relatively new financial product. In fact, we didn’t even know it was a thing until recently. However, after looking into it we realized […]
7 minute read
Loans
When most people think about loan sharks, it conjures images of shady gangsters from mob movies. You know, the guys who start breaking the legs of people who owe them money. This depiction is not really accurate. While loan sharks do exist, they rarely have anything to do with organized crime. Violence is seldom part of […]
6 minute read
Loans
A bridge loan is a short-term loan used by an individual or a company. It’s a temporary measure until they can secure permeant financing for a home or other large purchase. Bridge loans are quite common. They allow users to meet current obligations by providing immediate cash flow. However, bridge loans are short-term in nature. […]
6 minute read
Loans
Most people would agree that having a car loan is often a necessary evil. Plenty of people can’t just slap down $20,000-to-$50,000 cash to pay for a new car. Having said that, you don’t have to resign yourself to being on the hook for monthly car payments forever. It’s in your best interest to pay […]
8 minute read
Real Estate
Building a new home involves critical decisions, with choosing a reliable local home builder at the forefront. Home builders offer knowledge of regional necessities, cost efficiency through local partnerships, and thorough communication. Evaluating their reputation, financial stability, and project management skills ensures an experience tailored to personal styles and needs. Understanding the selection process underscores […]
3 minute read
Shopping
Securing a cell phone deal tailored for new customers has never been more rewarding, as leading carriers like AT&T, Metro, and T-Mobile provide enticing offers. From substantial trade-in discounts to affordable premium devices, cell phone promotions empower consumers to optimize savings while upgrading technology. Understanding current offerings fosters informed decisions, aligning communication needs with budget-conscious […]
4 minute read
Health
Age-related macular degeneration (AMD) is a leading cause of vision loss in older adults, predominantly affecting central vision. The prevalence of AMD increases with age, with genetic factors and lifestyle choices playing significant roles. Early detection and personalized treatments are vital, as ongoing research links AMD to broader neurodegenerative conditions. Understand key insights into managing […]
3 minute read
Home & Garden
Home improvement involves selecting skilled professionals to ensure quality outcomes within budget constraints. Platforms like HomeAdvisor, Angi, Thumbtack, and TaskRabbit offer access to top-rated specialists for various tasks, from handymen services to roofing. Understanding cost estimations, expert recommendations, and service ratings can empower homeowners to make informed decisions tailored to their specific project needs. Finding […]
3 minute read
Home & Garden
Roof replacement requires careful consideration of many factors, from the severity of damage to the selection of suitable materials and contractors. Exploring material options, understanding costs, and engaging professional services ensure durability and protection. By researching local resources and contractors, homeowners can make informed decisions, ensuring a secure and comfortable living environment. Roof Replacement Services […]
3 minute read
Home & Garden
Identifying the right local roofing company is vital for securing quality services and enhancing property value. By leveraging platforms to compare trusted roofers, understanding material options, and evaluating costs, homeowners can make informed decisions. Understand the benefits of professional expertise with insights on licensing, local knowledge, and how certain factors contribute to successful roofing projects. […]
3 minute read
Loans
If you’ve come across the terms “fixed rate” and “variable rate” before, you might have overlooked them as complicated financial terms. But really, when you break it down, fixed and variable rates are actually fairly simple. They are exactly what they sound like — an interest rate that is either set in one spot or […]
6 minute read
Loans
Financial emergencies can happen when you least expect it. If you’re not prepared for them, the stress can be insurmountable. It can be a difficult task to find a way to pay for a beloved pet who is sick or injured. Or new brakes for your car — you know, the one that gets you […]
7 minute read