Saving Money

A diamond ring is a timeless symbol of love and commitment, but it can also be a significant financial investment. If you’re in the market for a diamond ring, finding the best discounts can make a big difference in your budget. From online retailers to local jewelry stores, the discounts can be so great that […]

There’s no ideal time for a financial emergency to fall into your lap. Perhaps you arrive home to a flooded basement, or you lose your job unexpectedly. The best way to mitigate a costly emergency is to establish a fund that can cover sudden expenses. Let’s look at why emergency funds are so important and […]

The economical downturn due to recent events has led to a big strain on low-income households, including seniors. One place where these households are seeing great strain is on their energy bill. Two-thirds of low-income households spend more than six percent of their income on energy costs, according to a 2020 report. Furthermore, two out […]

We all have trouble controlling our impulses from time to time. This is true whether we’re shopping, dieting, or simply trying to stick to a workout routine. Sometimes, we just feel like following our instincts for something new and different. Unfortunately, giving in to those urges, especially when it comes to spending, can lead to […]

Marriage is intended to be a lifelong commitment, but paying off the wedding shouldn’t be. If you are of the same mind and wondering how to plan a wedding on a budget, these saving tips are for you. As the largest generation yet to age into marriage (over 72 million!), many Millennials (those born roughly […]

I can’t remember which comedian it was who said it, but I remember the line vividly. They were poking fun at the health of Americans, lambasting the way they pay for gym memberships only to drive their cars to get there, find the closest parking spot to the entrance, and then take the escalator up […]

A Costco membership can do a lot more than help you stretch your grocery budget. A membership at Costco comes with many perks, some of which you might not even be aware of. Take a look around a Costco outlet and you’ll see that deals and discounts can be found everywhere. If you’re trying to […]

Many of us are looking for ways to make our hard-earned dollars go a little bit further. One of the best ways to avoid hefty markups is to buy items secondhand. When you buy something used, you let the first owner pay for the hefty profit margin that retailers often charge. Do you want to […]

Savings bonds continue to be a popular investment among Americans. They are viewed as a safe, stable and low-risk investment vehicle. Typically, savings bonds are issued by the U.S. Treasury. That backing from the U.S. government makes them among the most secure investments in the world. Savings bonds are technically a form of federal government […]

At the onset of the current pandemic, everybody was scared. There was plenty of worry that the economy would collapse under the weight of the government lockdowns. It felt like every media outlet was talking about people losing their jobs left and right. It was the first time in a while that many folks began […]