Personal Finance

Charitable giving is big business. Americans give more than $1 billion a day to charities — more than $400 billion a year – according to the Giving Institute, a national organization that is committed to enhancing philanthropy. Most of that money actually comes from individuals, not corporations and foundations. This proves that Americans are incredibly […]

Helping a family member or friend to secure a loan is a nice gesture. Co-signing a loan is very common, but not without its pitfalls. A poll by CreditCards.com found that 1 in 6 respondents had co-signed for someone else, whether to get a credit card or other type of loan. However, is it really […]